Dancin Wayne 2
Region: CA
Friday 16 July 2021 04:37:30 GMT
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Comments
ladyinferno :
Because then the banks wouldn't make money. you thought they were here to help you? lol no sweetie.
2021-07-16 05:12:53
2207
Shawn :
or and hear me out...opt out of over draft protection. almost every bank ... if not every bank allows you to do that
2021-07-16 12:33:39
160
Cityboyfarming :
tell me you can’t balance an account without actually telling me.
2021-07-16 14:24:06
147
yediprivv :
Chase allows you to choose weather you want it to be blocked or not ;)
2021-07-16 06:22:19
148
Deebo :
How does someone not know that they have so little money in the account?
2021-07-16 06:58:06
57
astoner :
or be accountable for your own actions.
2021-07-16 06:37:02
71
Fiona and Morgan :
poor tax
2021-07-16 12:46:11
4
Abaddon66 :
Because greed- they don’t want people to have a chance to actually get on their feet.
2021-07-16 10:38:20
4
Ady :
Which is another reason I switched to chime.
2021-07-16 06:20:43
10
GermRage :
10000000% agree. I would rather a declined, then a extortionate charge for going over
2021-07-17 11:51:12
14
Charlie 🥾 :
Meanwhile your credit score goes 📉📉📉📉 due to a failed payment.
2021-07-25 10:30:19
0
BreAnne Carr :
Facts!! Why you charging more money that i don't have for the money i didn't have... Where's that gonna get you!!
2021-07-16 16:39:41
277
ber :
the people that never worked at a bank or know nothing about banking 🤦
2021-07-16 16:27:41
20
Giftedbryan :
That's a debit card. you have just invented a debit card.
2021-07-16 06:23:04
16
Margaret Pinard :
Omg, you’re so right!
2021-07-16 05:03:14
10
FloridasDaughter :
they give you that option. when you get a debit card you can choose to let the payment go through with insufficient funds or to let the payment be
2021-07-16 12:45:30
8
Erica M :
Because being poor is expensive.
2021-07-16 05:16:21
7
vanessasigg :
it's still an option at most banks to have them decline payment for insufficient funds.
2021-07-16 05:16:15
7
Ray :
Banks can invest 9x their worth because their credit score is ∞, friendly reminder they aren't there for you, but themselves
2021-07-16 16:54:26
7
Green_and_Gold_Leaf :
some banks do have that feature. you can also set low balance alerts.
2021-07-16 04:39:48
6
Racoony :
They deliberately started allowing overages in the late 90's as a source of revenue. It makes them like 30B a year off broke people
2021-07-17 05:51:19
6
Jade :
sincerely, a poor woman who's been hit with $400+ in unapproved charges and an additional $40, overdraft fee. insult to injury.
2021-07-16 04:39:26
6
McBubbleTea :
You can turn overdraft off.. 😂
2021-07-17 11:11:12
6
will :
Facts facts facts.
2021-07-16 04:46:18
5
Mayo. :
Tell me you haven't read the contract/ asked for information without that without telling me you haven't.
2021-07-16 08:00:38
4
✨Katy✨ :
Seriously.
2021-07-16 07:47:48
3
kaitlena2150 :
Read the disclosures folks… they are your ticket to money back and/or refunds. And if they have addendums, stay updated 😬
2021-07-16 06:20:59
3
chikkadee33 :
when you open a bank account you're agreeing to keeping track of your funds and being responsible for them..
2021-07-16 06:20:26
3
Icy🔆 :
banks are evil
2021-07-16 06:18:27
3
Jacob :
I can tell my bank to decline at zero. Who y’all banking with? 🤔
2021-07-17 08:05:46
3
n_capa :
A guy blocked me on here for explaining how a bank works (they indeed are in charge of your money)! Men are so fragile!
2021-07-16 09:36:23
3
craftymomnado :
this used to be an option, they got greedy
2021-07-16 04:40:01
3
Shanna ☭ :
Because banks rely on fee income to supply loans. It’s gross but that’s why
2021-07-16 04:49:43
3
tspbakingco = Kari Garcia :
yupppp
2021-07-16 10:56:41
2
Noodlez :
It’s gives you time to cover the payment rather than rejecting it right away. You have a day to cover the payment before you get the fee.
2021-07-16 06:30:16
2
Dbn :
Wait y’all accounts actually fall below $0?😂
2021-07-23 06:11:30
2
Patrick963 :
2 things. You can set low balance alerts and you can turn off "courtesy pay" if you contact your bank or CU
2021-07-16 04:51:22
2
Artai :
I had to opt in to that settings, but I did. it still doesn't always work and it makes no sense
2021-07-16 06:24:54
2
DoubleD :
Its called overdraft protection... You can have you account set up to do just that
2021-07-16 06:31:28
2
Greg Pamplin :
Here’s a novel idea, keep an emergency fund and if you’re short one month, draw from that to cover the payment. 🤷🏻♂️
2021-07-23 17:20:02
2
TheBeaverFamily :
Everyone saying that banks do offer that option, it usually costs a fee of the same amount called a “returned item fee”
2021-07-16 13:17:52
2
Princess :
Or just like make it negative up to a certain amount . You never know when there might be a life or death situation
2021-07-16 11:47:27
2
HolySmokes :
that's a choice you can literally make at the bank ... you sign up for the overdrafts
2021-07-16 13:02:55
2
M :
Bro what are you doing
2021-07-22 00:04:05
2
Mandy Rae💙 :
❤️FFFFYYYYPPPP❤️
2021-07-16 06:48:08
2
SassyBritches :
You can authorize them to decline the transactions
2021-07-16 06:02:03
2
Cara :
Or maybe budget your money like a responsible adult 😂 not their fault you're overdrawn
2021-07-16 06:16:14
2
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