@madeline_pendleton: Reply to @bitchardstrauss

Madeline Pendleton
Madeline Pendleton
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Region: US
Friday 28 January 2022 22:20:21 GMT
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peanuttbuddysmom
Marie :
Just remember that the SECOND you speak to them… your 7 years start over.
2022-01-29 03:20:54
156
sadieepeaches
Sadie🍒 :
If they call you and you want to deal with it, tell them to send you an official letter, stating everything. Tell them you will not speak to them
2022-01-28 23:06:49
22
gracieoatmeal
Gracie :
Also, talk down the debt!! The person on the phone gets paid no matter what. Talk them down by saying “I can pay it today if we bump is down to x”
2022-02-01 16:46:41
0
jurassicsapphic
Saph :
also ALWAYS contest things on your credit report. a lot of times creditors sell your debt, and don't follow the laws on keeping track of it 1/2
2022-01-29 20:18:49
2
jacquiohno
JacquiOhNo :
Are you feeling okay? Your voice sounds off a little bit.
2022-01-31 00:49:59
1
faaeeex
faaeeex :
You can also dispute it on your credit report if the debt has been sold to a 3rd party as long as you don't ever talk to the debt collectors!!!!
2022-01-29 02:46:56
22
hanbran0116
Hanna Ann | Plus Size POTSie💖 :
Mines medical and despite calling EVERYONE I CAN they keep pushing me to someone else.
2022-01-29 02:47:56
2
v3rntout
Certified Hater :
This comment section absolutely passed the vibe check. Sketchy broke ppl helping other sketchy broke ppl!
2022-01-31 06:32:44
1
shadowfax89
Shadow :
I was sued for medical bills from years ago after a miscarriage. Even with decent insurance it was $10,000+. It’s all a sad scam 🙁
2022-01-29 07:52:27
2
brandonchill53
BrandonChill :
a collection agency called for my grandpa the day of his funeral(4th time since he died, they were told) and called my grandma a liar.
2022-01-29 04:47:19
1
notkutiel
Kutiel :
Make them validate the debt
2022-01-29 05:10:59
1
yerbawhre
🤒 :
do you know about anything about them applying your insurance to a medical bill that wasnt properly filed?
2022-01-29 04:44:04
2
kmtfm
kmtfm :
From experience, they also buy the debt for pennies on the dollar, you can pay off the debt for 50-75% the original
2022-01-29 03:37:26
1
talkto.themoon
K :
They start trying to scam you hard once you hit the 6 year mark- someone threatened to show up at my house yesterday 😹 total bs
2022-01-29 01:29:00
7
cubkoda
Dakoda Cowdery :
Also: if you’re going to ignore it for those 7 years, be blatant. Any contract on your part can unintentionally extend that period
2022-01-29 04:03:43
5
eeveewetzel85
Eve🍉 :
i have brain cancer&im super stressed abt the debt im creating due to med bills&just life because ive ben out of work due to seizures, any advice?
2022-02-01 00:50:32
0
lmccary
Laura :
I got sued from a collection for $1000 🙄
2022-01-28 22:52:53
0
tabatha.mon.cher
Tabatha.mon.cher :
so my friend just got a letter saying they're going to sue her, what does she do now?
2022-04-25 16:57:05
0
firevvalk
NaNa ⚔️ :
Uhh I have $150 in collections soooo should I just ignore it for 7 years
2022-02-17 05:13:24
0
samanthakms01
Samantha :
Usually you’ll receive a statement from the collections agency or it’ll show up on your credit report who its with.
2022-02-06 21:34:35
0
alnzkwsk
ALnZkwsk :
There are really strict rules to make collections and lie and taking more than allow it’s ilegal
2022-04-17 17:52:07
0
justcreepin2
justcreepin2 :
this is so good to know
2022-02-04 19:52:02
0
siegedubs
Chase Weatherbee :
ALWAYS ALWAYS ALWAYS ask for proof!! Most times they'll send you a promissory note that has your name typed on the line not signed and thats illegal!
2022-02-01 17:25:39
0
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