@mortgagemandy: Reply to @alac406 What are we looking for on your bank statements? #qanda @mortgagemandy

Mortgage Mandy
Mortgage Mandy
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Region: US
Tuesday 15 March 2022 19:57:11 GMT
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lauraj_carr
lauraj_carr :
How far back do yall have to source payments/deposits for an FHA loan? For context: my husband and I received a gift via check
2022-03-22 17:24:01
1
ksads34
ksads :
why is it so easy for a kid to get 200k in student loan debt with no job but a stable adult with income can't get a 200k mortgage just as easily
2022-03-16 04:50:32
41
kayycoco
Kaylan 🥀 :
I had an embarrassing amount of Taco Bell purchases when I sent in my statements. I was horrified 😂
2022-03-15 20:53:12
45
tiffiesue88
Tiffanyyy🪴🌿🌻 :
My lender didn’t catch my Affirm payments😅😅 it’s like $540 a month over 6 different accounts
2022-03-15 20:48:26
24
wylderdailey
Wylder Dailey :
Do regular payments that are not a debt count? Like paying a nanny, daycare, housekeeper etc
2022-03-15 20:09:38
21
pauldcpa
paul :
So the lesson is to have another account for payments of debts not on the credit report - got it
2022-03-15 20:43:01
9
alexusevans
Alxius :
I have to pay my rent in cash so that's something I have to withdraw each month, my mom sends me her half & then I take it out, would that be an issue
2022-03-15 20:26:59
8
momofangelnate
CaraQ :
how do you factor in Child support payments especially if it comes out of a check and not the bank?
2022-03-16 04:03:34
0
stephanyleecrow
Stephany Lee Crow :
Any tips for applying for construction loan where you are using the land that is paid off as collateral?
2022-03-16 03:45:21
0
christineelizabet7
Christine Elizabeth :
question: married i will not be on house, do i have to source my debts for UW
2022-03-15 23:31:08
0
wanderwith.lisa
wanderwith.lisa :
I wanna become a lender so bad!! Is it a lot of school 😩
2022-03-16 05:35:29
0
cferg97
Carrie ❤️ :
Can you explain why your rent is included in your debt to income ratio for a mortgage because if you’re a FTHB you obviously won’t be paying rent
2022-03-15 21:29:36
0
stephaniemason0202
Stephanie Mason :
Two questions: what about large deposits from eBay if you’re a reseller but not technically a “business” 1/2 also what if you’re spouse is putting the
2022-03-15 20:20:18
1
bring.back.science
Tracy :
If you're buying a house from a parent that you're currently renting from them (with no lease), would that be rent be then considered future income?
2022-03-18 03:12:25
1
sass10000
Sass1000 :
My husband Zelle’s me
2022-03-15 22:08:42
0
life_pushing40
poppysunshine2011 :
What about 2x/month payments to my CC, as I pay all my day-2-day with 1 CC? Is CC then needed?
2022-03-16 02:13:13
0
mallory099
mallory :
Is it always the last 2 statements or can they ask for the last 3 statements?
2022-03-16 10:37:58
0
kikinwifchas
Chas 👸🏽 :
Are there any programs that will assist with closing cost for a first time homebuyers?
2022-03-18 03:34:02
0
pomlover26
Stephanie :
Can you do a video for self employed?
2022-03-17 11:57:51
2
ocdforfree
OCDForFree :
We have 1 bank with my wife and I that we pay bills out of and 1 that’s in her name that we put spending money in, should we change this?
2022-03-17 02:40:41
0
genevieveloveee
genevieveloveee :
What does someone’s credit have to be to buy a house? 😅😅😅
2022-03-15 23:54:26
0
regina.s9
iamregina00 :
married but have separate bank accounts, do you need both of our statements or just his since he’s the one that works and will pay down/closing costs?
2022-03-15 21:45:58
1
tdeeechi
Sick_of_it :
Yea I get my hair braided pretty regularly and pay via would that be an issue
2022-03-15 20:45:12
1
treys.leches
✨ James ✨ :
What about affirm?
2022-03-16 00:41:03
1
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