@the.finance.emporium: I love it, and I come across clients who have their bank account to shut up correctly and contract holders spending. I cannot tell you straight away. He has read the book, barefoot investor just find looking at their bank account. Taking control of your spending and understanding in expenses actually are is so important and not just for the homeland process, but for your life. Do you track what you spend? Do you know how much surplus money you have at the end of each fortnight? #firsthomebuyertips #503020budget #budget #homeloan #mortgagebrokeraus #aussiebroker #mortgagebrokeraustralia #interestrates2022 #barefootinvestor #financebrokeraus #homeloanspecialist #mortgagetips #homeloanhacks