Mine was just totaled yesterday it’s a older mustang I have a feeling I’m not getting jack back😭
2026-01-29 14:18:34
6
That_Loud_Yukon_GT :
Also, after they give you their “final offer”, ask them about your tax credit. They’ll conveniently have that included with each offer so ask.
2022-12-08 03:10:22
53
Luke :
once spent 2 months arguing with progressive, turned an $800 comp into a $4,800 comp
2022-12-21 01:45:40
129
Nixon :
I did this and I ended up getting more than what I paid for. it was a $10k difference. always negotiate
2022-12-08 03:03:33
332
‘’ :
My value went from 20k to 28k :) make sure to compare fr especially if you have higher end oem parts
2022-12-08 05:45:16
816
lyssa :
I did this and made a 20page report that I sent back to them where I looked up the carfax on all their comparable cars that were from sketchy dealers
2023-05-30 09:01:45
9
Adrian ✅ :
Trim, milage and on going market value. Do a 500 mile radius search and compare at least 10 cars to yours.
2022-12-08 04:00:13
281
Emiliano Perez :
Yup totaled my 12 buick lacrosse. They were offering me 9.5K. I managed to get it up to 12.5k. after going back and forth for a month.
2022-12-12 01:18:32
15
Rock :
The last time I had a totaled car, USAA was using cars with Salvage titles as comparison. I fought with them and won.
2022-12-08 02:14:05
49
Harry :
I’ve seen multiple times where the adjuster just dodges the insured calls and e-mails and forces the insured to accept their offer
2022-12-08 19:12:50
120
@4kliftman :
OR. OR just ask for the exceptionable value and get it over in one phone call.No comparison required.They have to send someone out to look. It’s law!
2022-12-08 04:52:27
10
4656755John :
3 tips? I heard one. explained in detail. just one.
2022-12-20 21:12:30
19
Justin morris :
it's sad that in this world where insurance is such a ripoff to begin with that you have to fight just to get what your car is worth if and when something happens
2022-12-08 02:53:56
87
SpikeSpiegel :
i wish i would have known this 1 and a half years ago
2022-12-08 18:37:13
57
Bearded Dad 🇺🇸 :
Yup I was able to fight this and gave them my comparisons and then gave them the list of the same trim package availability and got almost 6k more.
2022-12-08 01:19:26
11
Tigre :
Hi there, would we be able to do this on previous totaled payouts?
2022-12-08 09:39:04
11
Joseph :
many states also require the comps to be located within a certain radius and insurance will often use comps from areas with lower values
2022-12-08 01:08:53
14
Profile :
Hard to compare my vehicle when 2023 just started and i only had it for a month 😞🙃
2023-03-01 21:22:13
6
Fran :
have your car towed to your repair shop, it will give you leverage when the insurance company doesn't offer you current value, storage charges compel
2022-12-08 03:38:04
12
Tannya :
My car is a Toyota Prius 2017 prime and the insurance valued my car of $12,000 wth! I’m sorry but I did not approve that settlement
2024-10-10 22:28:17
17
will1022 :
I only had my car for two weeks when it was totaled. They used the actual listing for my car as a comp. Tried to give me 2k less.
2022-12-08 01:23:27
5
Best Money Class Ever :
I totaled my car and was pleasantly surprised with how much they paid me
2023-02-09 02:48:47
6
Dragonnfireheartt :
I just got an email today thay my car is a totaled but it wasn’t my fault, never dealt with this type of help. Any advice ??? 🥺
2025-02-17 20:10:23
4
The_Billfish_Guy :
I have an agreed value policy. And as of right now I’m waiting for the Adjuster to get back to me. What percentage of the cars vale would deem it totaled?
2022-12-08 01:18:31
2
240 :
progreessive is trying to total my 84 corvette for $5600 but there is no way u can find one for that price in the same condition
2023-03-08 20:23:55
1
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