@mistithorpe: Sometimes it's hard to give your client realistic expectations. This is why discussing your financing goals with a lender is so important. Maybe your income qualifies for that $260k property but doesn't put you into a payment you are comfortable with. Also, taxes make such a huge difference in your monthly payment and a property specific. Work with a Realtor and Lender who understand your goals and work together to find you a home that fits your needs. Pick me :)) #realtor #realestate #financing #mortgage #homeowner #credit #dayton #ohio #fyp #followme