@apthecloser: Condition #834: Please explain large deposit #fyp #realestate #underwriter #underwritersbetrippin #homebuyer #creditscore #loanofficersoftiktok #loanofficer #mortgage #foryou #NextLevelDish #mortgagetiktok #largedeposit #homestar #viral #getcrackin

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Region: US
Friday 17 February 2023 21:05:13 GMT
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kristenfilipiak
Kristen Filipiak :
Me, explaining to the underwriter why my dad Venmos me .02 every time he doesn’t want to hear my opinion
2023-02-26 01:47:19
3078
akivahuntress
akivahuntress :
They asked me to explain a $2k deposit that I received on semi monthly basis. My reply: That’s my paycheck. 🙄🙄🙄
2023-02-26 22:57:30
2862
dmccop
dmc_cop :
Me having $8,000 in cash thinking I was great at saving….Tik tok taught me that was bad, now have to wait 60 days for it to season before I can look🙄
2023-03-05 21:48:23
326
heather.fairweather
heather_fairweather :
I had to write a letter explaining what I would do for income if I lost my job. I’m a nurse 🤦🏻‍♀️
2023-03-02 03:27:50
233
pandaomegateemo
Teemo :
The way I plan to open a second checking account just for showing lenders
2023-02-20 01:19:08
357
4strangersontheinternet
4strangersontheinternet :
My husband commutes an hour to work and the underwriter asked how will he continue to do that…I was like umm in his car 🤷🏻‍♀️what you mean?
2023-03-09 01:26:08
651
bw1000000
bw1000000 :
Had to write a LOE for why my credit had an inquiry. It was the mortgage company that did the inquiry.
2023-02-21 03:55:45
958
bawsehogg
bawsehogg :
Looks like we’re gonna have to push the closing back 🤦🏾‍♂️
2023-02-18 21:20:55
421
cee_was_here
cee_was_here :
That’s really how they act too lol. Ready to throw a whole deal away over $42.56 lol
2023-02-19 22:26:12
270
userkccm6r6zz7
Joshua Mcclain :
i had to write a letter explaining that the va was giving me money every month to justify closing on a va loan. 🫠
2023-02-20 21:00:52
468
itsunshineb
B Porter :
Let’s not talk about all the afterpay, affirm, klarna, etc payments showing on bank statements.
2023-02-22 04:14:19
18
mommacusses
Momma Cusses :
I had to get a document saying I sold a dresser for 40 bucks on FB marketplace. Like. My guy. What paperwork do you think is being generated from that
2023-02-21 01:24:23
316
charlottechaze
Charlotte Chaze :
It was $52 being paid to them for selling drügs. it's the only explanation
2023-03-19 20:59:18
37
blue_roses_22
Sasha Rose :
I am SO glad I inherited my home because this buying process seems like some BS 😂
2023-02-20 02:46:07
56
thasabignothanks
Howaboutno :
Mine kept asking if I could borrow 10K from a family member. Sir do you think I’m a kardashian?
2023-03-17 00:47:29
335
curbstomplogic
GoogleItClowns :
My underwriter needed me to confirm that I did not own 5 properties that were all my residence bfore I was 18...
2023-02-28 22:45:42
216
anathema32
Anathema :
Mine asked for a letter stating if I had to pay child support to my deceased spouse form 20 years ago. I don't have children 😳😳
2023-02-20 22:53:36
125
reggier3gg
reggier3gg :
I sold my motorcycle luckily I told my guy he was like don't you dare deposit that check
2023-02-22 00:22:18
3
vera_donovan
vera_donovan :
when I bought my first place I worked for a very small company and got handwritten paychecks. the mortgage company could not figure it out
2023-02-23 03:33:16
43
ktyhjr54564
ktyhjr54564 :
one time I had to write an LOE on something I had returned to Amazon 😂
2023-03-07 21:31:55
42
mama_mel_007
Mel :
Mine asked my 5/9 yo kids to write a letter stating I have access to the bank accounts that I opened for them! Sent in a letter written in crayon😂
2023-03-29 01:18:02
99
anonymouslita
AnonymousLita :
Literally the most aggravating thing ever lol
2023-02-20 01:39:33
33
user9182736459990
User :
My underwriter asked where the $50 my mom sent to pay me back came from. I told (1/2)
2023-02-20 23:19:40
32
samanthacress
Samantha Cress :
Going through this right now most stressed I’ve ever been
2023-03-02 17:47:07
30
leenbean3
Bean :
I had to explain a credit inquiry. From the lender I applied with. 🙄
2023-03-20 22:54:00
24
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