@femme_financial: Replying to @savqbyron youre off to an amazing start!! Just continue to increase your income, keep expenses low, and increase the amount you are investing. Important risk disclosure: investing involves risk including loss of principal. This material has been distributed for informational purposes only, not advice. How much you need for retirement depends on many factors not included in this video. I use avg. 7% returns for educational purposes, but these returns are not guaranteed and depend greatly on what you are investing in.