@bloomandbuild: Centrix.co.nz and click “my credit report” up the top. Adulting is hard, but knowing what the bank thinks of you based on this data is super helpful in tidying up your credit score and getting you into the green zone! #creditreport ##creditscore #Budgeting #adultingishard #nzmum #lending #mortgageapplication #mortgagetips #getoutofdebt #financialliteracy

Cat | Bloom & Build
Cat | Bloom & Build
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Region: NZ
Wednesday 19 April 2023 03:02:40 GMT
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insidiousgeek
Thomas Andersen :
Or just use the website credit simple
2023-04-19 07:53:29
36
seventyseven.7.7
tempura peach :
does it penalise you the more credit checks you run?
2023-04-19 08:02:02
7
mrjdoubleyou
Jax :
too scared to look 😂
2023-04-19 09:29:11
9
faith95xxx
Faith :
not me applying for it then it says it'll come within 5-10 working days 😂😂
2023-04-19 06:54:59
3
hollyanneyates
Holly Yates :
I was told that if you check your credit score it puts your credit score down because it looks as though creditors are checking up on you lol
2023-04-19 03:48:09
3
goodkittycat1
Hipkins Chris :
My score is 849 is that any good?
2023-04-19 08:27:33
0
old_man_pete_69
Daniel Booker :
Also a good way to find out if your personal details have been used to open credit accounts as fraud etc!
2023-04-19 09:34:07
5
didymosstudio
didymosstudio :
how long is this going to in our credit file? does it go away after 3 or 5 years? is that correct?
2023-04-19 10:13:45
2
lukasaurus_rex
𓂺 :
Mines 83 is that bad?
2023-06-05 21:39:07
2
e.m.andrewsauthor
E. M. Andrews :
so how do you build up your credit score?
2023-04-19 11:22:44
2
olafthecount
Olaf the Count :
You also forgot that you were going to show us how to get the report in a couple of minutes 😏
2023-04-19 10:06:19
3
pollyannas.nest
Pollyannas Nest :
spark is nuts with this. My friend had on his that spark showed he was in arrears when spark actually owed him $600 😂
2023-04-21 09:22:41
4
kensinma
Matt :
I hope that's a fake report as you can see names and addresses on it
2023-04-19 07:40:54
0
kety_the_folf
Kety_the_folf :
which credit report do the banks look at we have 3 companies in NZ for credit reporting
2023-04-20 00:53:52
2
bloomandbuild
Cat | Bloom & Build :
Centrix.co.nz and click “my credit report” in the top banner 🤌
2023-04-19 03:13:53
4
patwari044
Patwari 🐎 :
Credit simple ❣️
2023-04-20 23:27:32
0
domhb6
GreatKingRatNZ :
Don’t do this. Every time you request it your credit score goes down. This is due to the perception that you require credit which is bad.
2023-04-20 07:52:54
1
thicc_girl_gamer
Thicc Girl Gamer :
for some weird reason my credit report does not show my 2 degrees monthly phone bill or my car repayments. how can I fix this?
2023-04-19 08:26:59
1
mumofboys82
mumofboys82 :
I found a closed credit card from 10 years ago that wasn't ever closed by the company! great to sort before my mortgage
2023-04-29 04:47:15
1
pollyannas.nest
Pollyannas Nest :
I just got mine yesterday as I needed to make sure my identity wasn't being used after Gem was cyber hacked and or personal info was used
2023-04-21 09:21:41
1
sunlight.paradise
🔆SunlightParadise⚜️GlassArt⚜️ :
unfortunately I found out this recently with the latitude hack, but yep, free checks from all the major credit checkers is available thankfully
2023-04-19 07:30:24
1
kiwicasper33
Evil one 🇳🇿 :
they change so often for no reason and couldn't trust a credit score from any of the 3 companies, big drops and no reasons why,
2023-04-20 08:55:55
1
nebraskasky_
Nebraska :
So does credit simple
2023-04-19 08:57:05
1
shan_ngatihine
Shan Ngati Hine :
833😎
2023-04-20 20:00:14
1
rachel_tag23
Ray-Chi✨ :
Same!! I use this a lot and it’s so encouraging to myself cause it motivates me to improve my credit and what not to do in the future☺️
2023-04-19 15:53:54
1
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