@ashallaboutmoney: If you’ve recently received a debt collection letter, here’s what i would do... Call the original creditor to ask if they can stop the collections if you pay in full or set up a payment plan with them. If that does not work... call the debt collection company and ask them if you pay in full before the date on the letter to stop the collection from hitting your credit report! #debt #collection #letter #howto #creditrepair #debtcollector
Original creditor said it’s with collections already & it’s way past the date on the letter now… what can I do?
2023-06-02 06:39:42
1
mod :
what if it’s already in collections
2023-06-23 19:01:32
1
Amanda :
what if it’s already reported
2024-02-29 15:25:28
0
TUNEDN2TONYA :
Naw just send a debt validation letter, if they sold it. I’m not paying a dime! They already got money from the debt collector.
2023-08-04 18:16:59
119
More Than a Sports Mom :
Never do this, have it discharge
2023-06-20 21:44:44
4
Marina :
If you don’t pay it when it goes to debt collector,?what happens?? Asking bc the PayPal acc was tied to my acc. Can they take money without my permiss
2023-06-09 19:41:18
4
Mikaylarr :
What if it’s a health bill that was already sent to collections and just got posted to my credit report? Would this still work??
2024-02-08 15:49:41
6
MaddieB27 :
how long do they stay on credit report once you pay them ?
2023-05-31 02:25:44
1
lexiantor :
I got the same letter as you so I’m assuming the same company and they said they don’t report to credit bureaus
2023-06-26 22:51:52
1
johnhopeme :
Makes no sense they more then likely sold that debt to a debt collection agency penny on a dollar.
2023-08-05 01:45:45
9
Kayla :
What if it has gone to collections and I ask them to delete it from my report and they say no? Can they say no? I need serious help🫤
2023-05-26 12:16:49
1
Nikki SDot :
We don’t ask to validate , we refuse to pay, they violate and then we sue & it gets removed & we get 💰
2023-06-15 19:02:28
25
Victoria Stewart | MomLife :
But medical bills under 500 can’t hit your credit anymore. It’s the law passed in 2023
2024-01-30 01:43:06
0
Imperfectgirl.PerfectGod :
Do they place it on your credit if you set up arrangements with the collection agency before it gets on the credit ?
2024-02-15 19:46:16
1
Gregs Digital Marketplace :
Why would u do that? If there’s a debt collector involved I already know it was sold. The original will just say contact the debt collector. I’m not paying them.
2024-05-17 10:32:38
9
Darren Phillips🇨🇦 :
they will say "we have no idea what your talking about" as they have sold it
2023-05-22 12:33:22
56
portstlucie842 :
What’s wrong with paying the collector agency though?
2023-06-22 17:27:57
2
jovana111 :
What if it’s from 2021 ? I need help
2024-02-21 01:44:56
5
Dee Best :
We have our security system company who hasn't taken out payments since January as we found out this past week. now we owe $453 bc they forgot to take
2023-05-28 18:20:19
0
❤️ :
If it’s been over 5 yrs and the attorney office is accumulating interest
2024-12-23 21:31:28
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Mony_2007 :
I have a payment plan but somehow I keep getting sent to collections
2024-04-24 17:47:28
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Anita :
The collections agency keeps trying to force me to settle but I don’t want to bc I feel like it will make my credit worse but I’m not sure? 😭
2024-04-19 20:09:31
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user2089648797482 :
Thank you
2024-06-03 12:56:53
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Char :
Thank you for the visuals, it helped lol
2024-05-08 04:42:05
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Porsha Jones Solis :
why does nobody talk abt if the debt did not go 2 collections bt instd being sued by an attorney small claims court
2024-04-16 16:35:02
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