Phillpak
Region: US
Monday 19 June 2023 19:33:04 GMT
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leessaahh :
Im still confused lmao. I just pay it fully off every month
2023-06-28 11:19:44
267
#1 Sesshomaru believer :
my limit is 1,500. my due date is the 2nd and my closing is the 6th. So I should pay it off the 2nd and then spend 15$ and leave that till the 6th?
2023-06-30 13:44:01
49
TraLynn Palm Beach🦩 :
Wait I thought we wanted our balance to be $0.00 on the statement closing date so they report I have a 0 balance to credit bureaus
2023-12-13 20:15:13
3
V :
If you leave 1% for the closing, will you be paying interest for that 1% on the next payment due date?
2023-08-24 19:54:27
14
Lori Mathieu Bowen :
I thought 30% was the goal??
2023-08-19 12:05:55
25
B-more_click17 :
I just pay it every week to make it zero
2023-07-17 02:56:16
0
Isoray :
You made it make sense till the end to me
2023-07-17 13:43:46
3
carmen :
So pay in full on due date? I understand. But how do you have money left for statement date? Does that mean to buy like a pack of gum after due date?
2023-07-18 06:08:27
6
Samy :
When does 1% mean more than have a zero balance? Don’t the credit bureaus see you’re making payments and paying your debt off all the time
2023-06-30 16:25:21
1
🧚🏼♀️ :
Is it better to leave it at 1% or 0 percent i usually pay it off
2023-06-19 20:52:07
3
gracek.0625 :
my limit is $15,500 but i’m paying all my debt in full by the the statement closing date so my util. is at 0, does this build my credit at all or?
2023-07-25 20:23:16
0
shawty :
i use my credit card almost every day and i pay it off every single day i use it, is that okay? or should i pay less frequently?
2023-06-27 06:17:37
1
Imani :
I’m confused how are we keeping the 1% on the statement date but you’re telling us to pay in full on the due date. The due date always comes first
2024-08-10 01:57:04
7
:) :
can you pay the day before you payment due date so you don't miss it
2023-07-18 23:15:08
0
¹/₁ :
Pay twice in a month if you have high balances that you can’t afford! It won’t hurt. But it’s best to pay in full
2023-08-18 11:54:04
10
justin :
what if its less than 1%
2023-06-28 03:19:18
5
Jonathan Hernandez :
I pay like once a week cause my balance gets way too high lol
2023-06-20 03:30:04
60
Doll :
Ok so my due date is the 6th and the closing date is the 9th. Should I pay off all my balance the 6th or the 9th? Or wait until the 9th and mini on 6
2023-06-22 16:17:54
4
Fabrizzio :
Alright so basically The “Statement balance” is the day your bank checks to see your credit card status.
2024-03-10 05:03:32
3
Peter Michael :
To simplify, 1 USING the account is better than just cutting the card and never using it. (they encourage credit use with their scoring)
2024-01-21 15:57:21
0
jerome⁶𓅓 :
Oh so you’re fine if there’s little money on the closing statement date bc I paid it off in full before the due date but I still have that statement balance even though it’s zero if that makes sense; idk this stuff should be basic but
2026-01-07 01:34:23
2
Bill Pham :
Can you make multiple payments a month?
2023-06-19 20:37:28
2
Nicolas Haley :
Thank you! Just got my first credit card and I’m starting to build
2023-06-19 19:57:26
3
denim_chicken :
I think even up to 10% is fine tho right?
2023-06-20 03:08:30
3
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