ʟᴀʏɴᴀ’ꜱ ɢʀᴀᴄᴇ ♡
Region: US
Monday 10 July 2023 17:46:08 GMT
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Rehtaeh 🤓 :
Please tell me someone has told you about taxes and insurance.
2023-07-10 19:09:35
99
JuliatheB :
Your lender pre approved you and didnt verify you for funds to close out of pocket?
2023-07-10 21:15:15
64
stacey :
Our lender told us about the estimated cash to close and they wanted proof of funds. Yours didn’t do that? 😳
2023-07-10 18:52:31
58
Bunny_M_Journey ❌ :
Well, had you not thought that you were going to be needing closing costs & a down payment?
2023-07-10 18:29:12
4
preferred mortgage broker :
You put an offer in without asking the loan officer what your payment and closing costs are? They didn’t send you that info upfront?
2023-07-11 00:46:43
4
carliwilliamsmeeks :
Your realtor should have told you about all of that at your consultation before even starting to look at houses
2023-07-10 21:03:07
4
Cheyenne Bouyea :
Why did your realtor not factor seller concessions (closing costs) into your offer or match you with a first time buyer program… are they new ?
2023-07-10 23:47:14
4
Maranda Lynn :
You need to send a request to the sellers and ask them to cover closing
2023-07-11 01:27:23
4
Jacie Stark 💕 :
Wait they didn’t tell you how much you would need?! I just got preapproved and she told me every single penny I would need 😳
2023-07-11 02:45:04
4
AngieLen :
By law you need to be provided with a Good Faith Estimate 3 days after loan application.
2023-07-11 02:39:45
4
robinsoncrew142004 :
Your realtor and lender should have been transparent with you. You can roll the closing cost into your loan.
2023-07-10 22:02:31
4
kjm7248 :
I’ve also never heard of having a lawyer. For what?
2023-07-11 04:51:04
3
Dana :
your earnest money will go towards closing costs. but your lender should constantly be sending you closing disclosures so you know how much you need
2023-07-11 02:59:27
3
Cassie :
Ask about a equity builder grant. It can help with all those cost.
2023-07-11 02:26:34
3
HLynchard07 :
why can't you add the fees into with the mortgage loan
2023-07-11 02:25:02
3
⚡️Britney Carter⚡️ :
All that should be included in the closing costs. Also there are a lot of options for first time home buyers! Ask your lender!!!
2023-07-11 01:49:33
3
Tiffany Thomas :
You can just roll the closing cost into the mortgage
2023-07-11 01:22:40
3
Audra’s✈️softretirementlife :
Back out, you’ll lose your 1000$ earnest money but that is better than a bigger mistake
2023-07-11 00:52:49
3
BLaMu1005 :
This is why everyone needs a good realtor and lender who cares about more than just a paycheck.
2023-07-11 00:22:36
3
@lavndr46🇨🇦 38000 followers :
All of that is one time cost so it might be expensive in the first month or two but it will balance and you’ll win in the end
2023-07-10 19:57:44
3
JustJill0606 :
Realtor here. YOU didn’t eff up.. your realtor and lender dropped the ball. Tell the bank now you don’t have $ to close
2023-07-10 19:19:32
3
Sara Kate :
how do you buy a house and think you don't need any money to do that? lmao
2023-08-03 14:49:35
2
Hey yall Gina here :
It’ll be worth it in the end. You’ll walk in and think this is mine and I’m never raising the rent. Congrats.
2023-07-10 22:14:39
2
Rebelblue77 :
Can roll some of those fees in with closing. Also look into first time buyer program. You got this
2023-07-10 19:29:33
2
Rebecca Scott :
your realtor should have explained all this to you before you put an offer in. it's not your fault.
2023-07-10 21:49:19
2
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