Bmoney finance
Region: AU
Tuesday 11 July 2023 23:27:39 GMT
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Rebecca Bree :
If your borrowing power is slightly lower than the property price can the guarantor be used for the shortfall as well if 80% of the property price can be serviced with my income
2025-02-06 02:35:45
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Skyfinx :
ok our youngest daughter wanting us guarantor for they mortgage but we said no ! what happen if we go through with it if they can't pay they mortgages
2023-07-15 00:41:06
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Em Ridoux :
I'd prefer to save up but not sure my parents would go for it anyway. hard to save these days especially with rentals going up
2023-07-17 00:18:42
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Pippa :
We have borrowed 💯 of the loan with guarantor (my parents) We are about to exchange contracts but they want 10% deposit. Help!!
2024-09-16 12:46:51
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henry adluk :
is it possible to get a loan with no deposit and no guarantor?
2023-07-26 00:15:07
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chidichidibangbang19 :
can you use this method if your parents property is under a company not personal?
2023-07-13 07:42:52
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Rakati Bo Hill :
So once the guarantor is off the property can they use their same property again over and over ?
2023-07-17 06:00:30
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UniqueQualityCaree1 :
Can you use the guarantor for your brother in law
2023-07-12 01:19:07
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Connie Krassas :
I did this twice for my daughter and it was the best thing ever . I’m going to do the same for the other daughter .
2023-07-16 13:15:07
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carmen :
Do most banks allow this ?
2024-08-21 09:35:23
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Paul - Mortgage Broker :
Good info to help out families, particularly parents wanting to help establish their kids.
2023-07-12 00:05:45
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Tee 170 :
using your example if you were to remove the guarantor with 10% of the mortgage paid will you need to pay LMI for the remaining 10% ?
2023-08-14 05:39:57
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sarahhhpolak :
What would your income have to be for this to be possible?
2023-07-17 04:59:39
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mrbanhmii :
Does the property need to be paid off in full?
2023-07-17 06:21:30
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the_bakinghut :
If it’s a guarantor loan and it’s your first home are you eligible for the first home buyer grant?
2023-07-14 23:59:59
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Jasooniiiiiii :
Can you use an existing property you have as security or is that just equity
2023-07-12 23:03:02
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Mitch Moule :
I've heard most banks will still want a deposit even with a guarantor? or can you go through with it without needing a deposit at all.
2023-07-17 08:27:15
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Ant :
Does the gaurntor come off automatically or you have to remortgage etc
2023-07-17 05:42:02
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ddmalf22 :
are you suppose to be drawing on that window decal?
2023-07-25 08:41:27
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Rita White :
What if the parents only have investment property's in their name can you still do this ?
2023-07-17 08:37:51
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JohnnySimmon :
omg no way you would do this
2023-07-15 05:44:44
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el Mayo :
very good bro
2023-07-12 04:53:54
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Hope :
Thanks that really helped 😊🙏
2023-07-14 22:28:11
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appleuser69737492 :
Are your weekly/monthly repayments based on a 950k or 800k loan?
2023-07-17 03:50:23
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JohnnySimmon :
what happens if you can't pay for your home for any reason like today with the interest rates they goes your parents home
2023-07-15 06:57:01
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Sammy :
I got a feeling the banks would still make it difficult to remove the guarantor, even after 10%
2023-07-17 00:14:00
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Bubbles :
how hard is it to get them off the guarantors?
2023-07-17 03:24:32
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Blake Penton :
Do I have to wait for the guarantor to be gone before purchasing another property?
2023-09-04 02:24:09
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Nadine Tonkins :
Does it work out you can borrow more if you get a guarantor then say a 5% deposit ?
2024-06-24 06:35:14
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Joss :
Can I confirm. You say there is no deposit needed. But I assume you still need savings for costs such as 20K stamp duty which will be upfront?
2024-07-08 06:19:55
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