@mortgagedadof3: Shhhh secret below⬇️ I’ve added one extra in the beginning: Months or even a year before you want to buy a home. Find a mortgage professional who will work with you to develop a plan to get yourself in the best position to buy your home! We do this by having you apply with a soft credit pull .. so it doesn’t hurt your credit and then help you with up to a 12 month plan to improve your credit scores, help save for a downpayment and all the while earning credits toward closing costs. Comment or DM me GO if you want to find out more! We can help in 49 states. #mortgage #realestate #homebuying #homebuyer #modesto #budgeting