@ashallaboutmoney: Replying to @Chris if you’re new to credit cards hopefully this is helpful! You can use as much of the limit as you want! BUT you need to be able to pay the balance back so DO NOT use more than you can afford to pay back! Keep balances low on the statement date, that way the card reports a low balance to the credit bureau! This will help increase your credit score! #credit #score #tips #howto #credircard #card
So pretty much, don’t use the card unless you have the money to replace what you spent.
2024-02-13 09:46:27
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xoxomisstiffany :
Okay so I’m dumb. So it’s better to pay it ALL back by the statement date and that’s good?? Or just pay MOST of it??
2023-11-25 23:32:40
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mari ♡ :
i saw someone say the easiest way to stay out of credit card debt is “if i don’t have it on my debit card i don’t have it on my credit card”
2024-01-12 20:20:01
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Marviss:))) :
Why didn’t we learn this in high school 😅
2023-09-06 05:25:32
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Leyssa💜 :
this is the first time I've finally understood the due date vs statement date 😭
2023-09-06 22:31:38
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servi inutiles :
Your not supposed to really use the credit card, u gotta show the bank you don’t really need it, that’s how I got my credit score up
2023-10-04 10:56:32
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OurNewFlow :
I'm really confused about the 29% credit limit usage. You did a great job explaining this rule of thumb, but I'm still lost. Can you elaborate a bit more, please? Thank you
2025-02-15 17:37:28
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. :
i heard it’s not good for them to report a 0 dollar statement and it’s better to keep it at 10% any truth to this
2023-09-13 08:36:43
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hannahchacko.04 :
I’m so paranoid I paid it a month early
2023-09-20 02:04:04
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Nathan™️ :
i only use the credit card when i have the money and can repay it tomorrow
2023-11-17 03:39:46
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𝕵𝖔𝖈𝖊𝖑𝖞𝖓☆ :
So if I have a $500 credit limit and I only use $200 right so would I need to pay off the full $500? Or just the $200 I spent?
2023-09-05 16:05:25
10
chealsea :
Should you pay the card to $0 at the due date or just keep it below 29%?
2023-11-03 05:47:05
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Samy 🥕 :
Ima be honest I went from $500 to 1,300 I still have no idea how but I just know it’s a good thing
2024-05-07 05:19:55
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Faith :
This is why I’m putting my wedding stuff on my credit card. Cuz I already saved the money I just want the flight points and pay it all off on my due dates
2024-05-16 14:51:28
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SamIAm :
I’m sorry but I love discover and capital one they’re great for beginners keep it simple I do my banking through them
2023-09-24 04:16:15
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Charles Clark-O'Neal :
I was told to keep a low balance on the statement date, why?
2023-11-02 03:06:38
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Salsa :
I just pay it off a couple days before statement date
2023-09-06 18:53:58
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Yari 🎀💜 :
I like your hand writing lol
2023-09-04 20:34:52
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Jay💝 :
how to find the right credit card? i think i found the right one but idk what apr is
2023-11-27 21:22:14
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bae :
me maxing out my card & only paying the minimum ever since 😞
2023-09-18 08:27:02
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thegirlkait1 :
My question is , so the limit amount on your card , it’s already a set up thing with the bank correct? How do you pay for the credit card or balance ?
2023-10-21 07:48:26
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kiaramadisonnn :
omg girl thank you!!! ive had my discover card for 9 months. i got it in february and i didnt even know the statement thing was it being sent
2023-11-02 01:14:04
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Tcoker 🍒 :
What credit card will you suggest for a beginner
2023-09-10 22:07:51
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Logan :
If I pay it off after the due date and before the statement date is that okay?
2023-09-06 22:03:13
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iimagin3d⁷ :
so the goal is to have a 0 balance on the statement date?
2023-12-12 02:49:28
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