@1101_ndt: Her #karants @KARANTS

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Saturday 30 September 2023 04:42:33 GMT
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rwqzd_
Âu :
điện thoại tớ hết pin rồi để tớ sạc 1 lúc
2023-09-30 12:05:00
416
txang17
Ang🌪️ :
máy cày thì đậu xe ở đâu ạ
2023-09-30 16:40:46
96
minhga444
Người ồn bất tỉnh :
áo mua đâu dị
2023-10-01 02:49:42
4
zilin251
Nguyễn Duy Linh :
Nằm đợi anh tí nha
2023-09-30 09:14:42
3
tuilaccho367
Quang Dung :
Nhìn cap t lại nhớ đến cái câu “Her nào của tôi ?” =))
2023-09-30 16:05:13
2
tdn.gm
TĐN :
hết cứu mấy thằng sạc đt 1 lúc😅😅
2023-10-01 07:57:22
32
zephys341
𝓣𝓱𝓪𝓷𝓱 𝓱𝓲𝓮𝓾 :
mê cách chị ấy tạo dáng😭
2023-09-30 15:32:03
2
snow_7t
Snow :
Xinhhhhhh
2023-10-01 10:40:17
1
md.com.vn
Nguyễn Đạt :
xinh
2023-10-01 11:39:20
1
phv201105
Hoàng Việt :
his
2023-09-30 16:11:30
1
manh7_dvm
Văn Mạnh :
Sao chị xik thế 😍
2023-09-30 12:43:05
1
abys.zero9_
✰ :
chịu rồi
2023-09-30 15:33:31
1
user431400554
Ước cao được m85 :
Xinh
2023-09-30 13:34:48
1
ntrihng
Hướng Dương :
chếch va 🤣🤣
2023-09-30 13:36:12
1
tranh23042007
ĐAnh :
xuất
2023-09-30 12:47:20
1
hehehe00444
ᴛʀầɴ ʟᴏɴɢ :
Ae lương 5 10tr quay xe đi😂
2023-09-30 14:20:15
1
suon_2006
Cứt Xào Chua Ngọt💗🥵 :
xinhh
2023-10-01 11:46:37
2
justismyself
nào có couple thì đổi tên😗 :
You has an ineffable beauty
2023-09-30 14:07:44
1
deptrikekhongaiyeu1208
Sơn đao🦐 :
Vk iu xinh quá 🥰❤️
2023-09-30 05:59:15
51
._.super.goku
╥﹏╥ :
xin id ỉntas ạ
2023-09-30 10:49:59
6
ngoc_huy.05
user13197877520 :
vip luôn
2023-09-30 14:32:37
1
cuong_30_6_2004
Cườ𝐧𝐠 :
Mẹ bảo tắt điện thoại đi ngủ r chị ơi nhạc hơn tiếng r :((
2023-09-30 21:57:14
1
phc.hunh61
≈≈ :
Ồ nooo men🤫🧏🧏‍♂️
2024-05-19 04:24:45
0
nbn_1110
Nguyễn Nguyên :
tuỵt =))
2023-11-05 08:11:40
0
tathang77779.official
Tuệ An Đức :
Tay🙄
2023-10-01 11:09:53
0
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This is the exact order to invest your money in Singapore.👇 Before you start, tick two boxes. One: an emergency fund of at least six months of expenses.  Two: proper insurance. A hospital plan, and term life if anyone depends on you. NOT an ILP. 1️⃣ Kill off any high-interest debt. This refers to anything over 10%. Credit card debt in Singapore runs at a whopping 26% a year. No investment beats that reliably, so this comes first. 2️⃣ Ring-fence anything you'll definitely need in the next three years. Home downpayment, wedding, planned career break or sabbatical. That money goes into SSBs, a high-yield savings account or money market funds. NOT the stock market. 3️⃣ Start investing monthly through a regular broker. IBKR, FSMOne, whichever you use. Put it in a low-cost, broad-based ETF. It's flexible and also the only investment bucket you can touch before retirement. 4️⃣ Voluntarily top up your CPF Special Account. Do this through the RSTU, up to $8,000 a year for tax relief. This gets you a 4% return, backed by the government.  The trade-off: that money is not liquid and is meant for retirement, full stop. 5️⃣ Top up your SRS. You can put in up to $15,300 a year if you're a citizen or PR, and $35,700 if you're a foreigner. It might not make sense for every person, but each dollar contributed reduces your taxable income immediately as long as you haven't hit the $80k personal reliefs cap. 6️⃣ Invest your SRS money. Most people stop at step five and leave it sitting in the SRS account as cash earning basically nothing. Don't ever do that. Invest it into equities through your SRS-linked brokerage or, at the very least, put it in something that earns you a yield. If you're a high earner with no big expenses coming up, you can move on to steps three to six earlier.  For everyone else, build the flexible base first and remember that this works like a waterfall. Step one, then two, all the way through to six. Let me know in the comments if you agree and give me a follow for more real money takes. #singapore #fypsg #PersonalFinance #investing #sgfinance
This is the exact order to invest your money in Singapore.👇 Before you start, tick two boxes. One: an emergency fund of at least six months of expenses. Two: proper insurance. A hospital plan, and term life if anyone depends on you. NOT an ILP. 1️⃣ Kill off any high-interest debt. This refers to anything over 10%. Credit card debt in Singapore runs at a whopping 26% a year. No investment beats that reliably, so this comes first. 2️⃣ Ring-fence anything you'll definitely need in the next three years. Home downpayment, wedding, planned career break or sabbatical. That money goes into SSBs, a high-yield savings account or money market funds. NOT the stock market. 3️⃣ Start investing monthly through a regular broker. IBKR, FSMOne, whichever you use. Put it in a low-cost, broad-based ETF. It's flexible and also the only investment bucket you can touch before retirement. 4️⃣ Voluntarily top up your CPF Special Account. Do this through the RSTU, up to $8,000 a year for tax relief. This gets you a 4% return, backed by the government. The trade-off: that money is not liquid and is meant for retirement, full stop. 5️⃣ Top up your SRS. You can put in up to $15,300 a year if you're a citizen or PR, and $35,700 if you're a foreigner. It might not make sense for every person, but each dollar contributed reduces your taxable income immediately as long as you haven't hit the $80k personal reliefs cap. 6️⃣ Invest your SRS money. Most people stop at step five and leave it sitting in the SRS account as cash earning basically nothing. Don't ever do that. Invest it into equities through your SRS-linked brokerage or, at the very least, put it in something that earns you a yield. If you're a high earner with no big expenses coming up, you can move on to steps three to six earlier. For everyone else, build the flexible base first and remember that this works like a waterfall. Step one, then two, all the way through to six. Let me know in the comments if you agree and give me a follow for more real money takes. #singapore #fypsg #PersonalFinance #investing #sgfinance

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