@theavocadotoastbudget: I spent years avoiding my finances because i was so fucking overwhelmed and had no idea where to even begin. So going back to Money 101: here are the first steps you can take to get your finances organized! In order to know how to move forward with saving money or paying off debt, we have to know where we’re at right now! Here’s a quick financial audit you can do to get started. 1. Average Monthly Income 2. Debt Details 3. Average Spending