@veteransloans: We hear it all the time, it shouldn’t matter what i spend my money on, but if you’re wanting to buy a house, your lender will need to make sure your down payment source is verified, you have cash for closing, and to verify any other assets you may have. #mortgage #homeowner #homeownership #mortgagetips #firsttimehomebuyer
VeteransLoans.com
Region: US
Thursday 14 December 2023 21:28:55 GMT
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jubiedoobiedoo :
I really thought they were going to scold me for my Uber eats habit
2023-12-15 00:36:30
1919
It’s a zoo in here :
The only question my lenders asked was why I paid $1900 a month every month at the same time to a company even tho they knew I rented 😂
2023-12-15 23:59:41
1248
user2502392177970 :
Can you explain this? I intend to buy my first house in 2-3 years but feel so lost. Is it small everyday purchases that hurts?
2023-12-15 22:15:32
81
rileyidklol :
Then why did they ask why I have a $200 grocery bill every week at the grocery store
2023-12-15 16:59:52
153
Michelle :
We are looking for undisclosed debts or signs of money laundering . But I have to look at every single transaction and lord sometimes it’s ALOT
2023-12-17 00:41:04
38
kateee :
i had to explain why i got a paycheck. they refused the loan because I GOT A PAYCHECK
2023-12-17 00:46:18
507
Cat :
I had to explain a $27 charge & it was for a roast dinner take away pack I bought a few months earlier 🙄🙄🙄
2023-12-15 12:59:12
253
natalie.marcellusa :
😂 It's still strange feeling though. We bought our house last year and that was so nerve racking. I felt so exposed lok
2023-12-14 21:40:01
353
alizawho🧟♀️ :
i get money sent by paypigs would they question that ?
2023-12-16 08:53:54
3
Ani :
This part of buying a home is so embarrassing for me . Like I don’t want you see how bad I spent my money on shopping and food lmao
2023-12-17 13:43:43
73
Diana M. :
Definitely was convinced my lender was judging the hell out of all the TJ Maxx, Marshall’s, Target etc etc 🤣🤣🤣
2023-12-15 02:05:51
29
HillmanSte :
I hustle there's all types of large unexplained transactions. can't buy a house with a 9-5 these days
2023-12-15 15:29:56
72
Krystal :
They made me produce a check for a $4 deposit when I was buying my house. Four freaking dollars
2023-12-15 01:24:18
73
sevastra22 :
so how early should you start depositing questionable money in your account if you are trying to buy a house. and how much at a time 😂
2023-12-17 17:53:03
13
Wendy :
I asked my loan officer if I could buy toilet paper 4 days before closing lmao
2023-12-17 20:28:16
75
Mindy M. Morgan :
I honestly find the process so unnecessarily invasive. I had to write a letter explaining why I was unmarried at age 27 and able to buy a house?
2023-12-24 16:42:13
3
Thomas Haynes :
Shouldnt matter , as long as they make enough and debt to income is fine its none of your business. Wish folks would quit financing and put banks down
2023-12-18 06:40:10
2
Linz :
My loan officer made fun of my husband and I for eating out “so much” ☠️needless to say we used a new loan officer the next time around 😂
2023-12-26 04:49:06
6
Dachshundfan :
I had to explain why my ending statement was 978.69 and on the other page it was 978.67…explain the 2 cent difference…🤣😳
2024-02-04 20:10:14
1
Rachel :
My husband did the financing and he had to sign a letter that the down payment was a gift from me … on our joint account … we’re married 🤨🤨🤨
2023-12-27 00:08:47
4
Maggie 🖤 :
I was so paranoid to be judged for my purchases even tho I mainly pay bills and then drop 400 at Walmart at random
2024-01-26 23:27:00
1
Tl :
Should be none of anyone’s business
2023-12-18 15:43:14
1
bing bong :
my bank flagged me for fraud once bc I tried to buy a build a bear online at 7am
2023-12-19 23:20:56
4
Muévete :
This is funny. I have 3 accounts. I gave docs to 1 bank. They never asked where is the rest of your paycheck going? Bought house in Aug.
2023-12-17 20:08:44
4
akieldev :
If its not on the credit report then it IS none of their business
2023-12-28 09:13:23
1
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