@ashallaboutmoney: Replying to @Pretty Miss Marcia🦄 consolidating your credit cards with a loan can help improve your credit score and save money on interest BUT… if you don’t have your spending under control what will likely happen is you will spend back the money on the credit cards and end up owing BOTH! 🥴 #creditcard #debt #loan #credit #score #card
Close your credit card when you use debt consolidation
2024-06-11 19:49:04
67
thaliaalmonte3 :
How can I apply for a debt consolidation loan? Recommendations?
2024-11-03 17:41:29
0
_BreannaBree_ :
I cut mine up out of sight out of mind
2023-12-27 02:32:37
154
ALLYCATMONÉ 🌈💜 :
Soooooooooo nobody learned lol .. but do you recommend any debt consolidation companies?
2024-04-24 22:49:03
6
noemi☁️✨ :
I can’t use any of my credit cards because they’ve been closed and I can’t get approved for a new one. I feel so stuck 😩
2023-12-22 20:41:07
13
brittney :
I did this and it was a bad idea i spent the money back on the cards now i got 3 cards and 6000 to pay back
2023-12-22 20:35:44
248
Tshepo03 :
When you get your debt consolidation, you should close those credit cards and life off of your wages/salary
2024-01-20 07:53:46
17
Chrissy :
I did this! 2nd morgage to pay down credit cards and now they are back up a year ago! 😳 Don’t do it!!
2023-12-22 21:16:24
6
Erin Michelle Berry :
Yep. Did it twice. Worst decision I’ve ever made.
2023-12-22 21:43:07
5
dont_worryboutme1 :
So this is only an issue if you have the loan AND keep maxing out credit cards?
2024-03-17 15:37:13
28
daisy malagon 🍒 :
however, if you stick to NOT using the cards and racking up debt again, a debt consolidation loan isn’t such a bad idea then, right?
2025-10-02 13:49:52
7
Shulima 🌸🌷 :
Did it and regret it so much!
2023-12-30 00:57:10
7
Pretty Miss Marcia🦄 :
Thank you so much for your response! They also mentioned closing my accounts which i definitely dont want to do😭
2023-12-22 20:52:43
17
SunShyne Lor’Raine :
I’ve done this as well! My best advise to anyone, is to lock away those cards, get a secondary income to devote toward paying off the CC’s or the debt consolidation. It’s hard work!!!
2023-12-22 21:47:34
145
ScrubMommy_Rose :
I definitely did this but I do have to say I learned my lesson!I am finally learning how to have a good relationship with credit cards thanks to you🥰
2023-12-22 22:13:19
60
CaT’s.Creation.Haus :
Guilty 🥺🥺
2023-12-31 03:47:16
6
Ricky :
report your cards as lost then when you get the new cards hide them.
2024-01-04 04:56:54
44
ur.islandlady :
Great advice. Side note, your cursive penmanship is beautiful.
2023-12-22 20:50:31
73
Amy :
I’m in double trouble right now. Ugh😅
2023-12-23 11:52:14
7
Saralmt :
I have done this 3 times!
2023-12-27 17:14:40
1
user8109158743876 :
What company is the best to consolidate?
2024-12-27 16:06:06
0
Teachpengyz :
I debt consolidated after 6 months of shopping tracking. I got a pay raise and living below my paycheck. My credit score is 820. Should I close CC?
2023-12-22 23:21:56
1
Tara :
I got my consolidation line, and didn’t understand the “risk”, I swiped my paid off card once after and almost had a heart attack b/c it was such a…
2024-03-02 17:52:30
0
Joyce Young-Duker :
So how do we get out of this situation
2023-12-22 21:15:51
3
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