Dave Ramsey
Region: US
Tuesday 02 January 2024 15:47:01 GMT
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Freediver2866 :
Following these suggestions I think I could afford a tarp held up by a picnic table and call it home
2024-01-02 15:54:12
3332
Williams Honey Bees :
Dave ramsey, my interest rate is 2.95% on my home. Why would I pay that off early when I'm making 10 to 12% average in investments. Its simple math!
2024-01-02 17:25:39
353
Duplex King :
use down payment assistance
2024-10-17 22:08:28
1
Clayton Wierda :
Don’t buy a 15yr loan. Always get a 30yr, but treat it like a 15yr. Just in case you can’t make a payment one month
2024-01-02 17:51:50
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Ab :
These rules are built for 1992
2024-01-02 16:07:23
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Stephen :
So 99% of people won’t be buying a house If Dave was a loan officer lol
2024-01-02 20:58:36
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lendingbyjoseph :
Getting rid of PMI can definitely be helpful however not many have 20% saved.
2024-10-03 02:18:42
1
Motard.Maniac :
by these rules it means never buy a house cause only 1% of people can "afford" their house
2024-01-02 15:51:51
699
Colin McDonald :
30 year loans are almost always better
2024-02-08 06:53:26
2
David Robinson :
I make over $100,000 per year. I guess I'll be living in the trailer park
2024-01-02 18:37:12
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Riscuta :
haha what world is Dave living in? it's impossible to find a house in those parameters now. has he seen the housing market?
2024-01-02 16:11:52
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bethanieeeeeeeeeee :
Bro impossible in Australia
2024-01-03 14:05:21
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Cole Scott :
My private mortgage insurance on a 260k home is about $400/YEAR. Like 35 a month
2024-01-02 19:28:51
18
Ripass :
Dave Ramsey is so out of touch. No one should get a 15 year loan.
2024-01-02 19:25:56
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All About Miners (Crypto) :
Great rules but not really possibly for 99% of people.
2024-01-02 17:19:02
256
Kevin Sanders :
I like the advice if it were possible. With the housing market I’d only be able to get a house that cost 75k. You show me a house for that much lol it ain’t happening
2024-01-02 15:53:40
14
LC :
Dave is out of touch with reality at this point
2024-01-02 19:30:39
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Tony.tagz :
Ok so if a single person makes 100k income at 6.4% interest they can afford a $240,000 house based on the (25% of income rule) with $40k down. (Doesn’t include your escrow). Find me that in S FL.
2024-01-02 17:32:54
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LVdreamRYE :
Good luck doing any of this in California
2024-01-02 17:11:27
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Lil Urban Achiever :
doesn't work in California
2024-01-02 15:59:15
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hugh. :
Does he respond?
2024-01-02 15:48:51
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edi98a :
I put my emergency fund in crypto
2024-01-02 17:05:32
14
Slavicinferno :
He needs to update his advice. Nobody can afford anything less than a 30 year and most can’t afford that right now
2024-01-03 12:42:33
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Danbrewer69 :
I agree with Dave a lot, but good luck affording a first home on 15 year loan. Always get the 30 year
2024-01-06 04:24:04
6
ansondrury :
You pay PMI until you reach the 20% down payment
2024-01-02 15:56:53
14
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