I put my son's car in his name at 18 but I paid the carnote till he got out of college. He has a great credit score.
2024-01-16 00:42:24
205
Tenika Evans :
What’s a good card?
2024-01-13 20:43:20
14
TEXAS TIGER :
I had to built my own credit, I went from a 400 credit score to a 700 credit score in 5 yrs
2026-04-16 21:52:56
2
Sarah :
Can u talk about credit vs just a debit card- I think I know the answer pros and cons please
2024-01-14 02:54:15
24
Kay :
Nah my grandma did this for me and I’m eternally grateful. Got out of college, bought a car with low interest and no co-signer. Definitely doing this for my kid.
2024-04-15 02:49:21
1
Olivia🫠 :
But what CC’s to apply for? If they’ve been AU on one of your current accounts.
2024-01-31 05:44:44
18
Christine Noel :
Is there one that you would recommend?
2024-01-15 03:43:04
30
Thats_yas🥰🥰 :
Oh thank you!
2024-01-13 21:22:30
20
Rebecca Beer :
My mom did this but now how long do I have to wait to get off her card without taking a hit on my credit? Im 25 now and have 5cc’s w/ great credit
2024-01-24 22:50:48
55
bulaklak0707 :
does the FB not have any new activity or is it just me?
2024-01-19 20:40:05
28
ChristLover•MomBoss•Artist🎨🖌 :
Good Knowledge ❤️
2024-02-13 23:32:06
2
UJ :
Can you talk about balance chasing
2024-01-13 23:26:54
4
222igloo :
Yessss also you as a parent have to keep that card forever or else it will hurt your child’s score. Just have them start from scratch at 18.
2024-01-15 21:29:39
7
rza :
Shonda, would you ever create a podcast about credit? Almost like the Ramsey guy. I think alot of people would tune in!! I could listen to you talk about credit ALL DAY. Love you 🤎
2024-02-02 04:07:21
6
Compleat Spice Blends :
I love your content 👸
2024-02-02 13:52:12
5
Saundra | SAHM Lifestyle :
Thanks for sharing this
2024-01-14 01:06:47
5
bdiggs575 :
Great Information!
2024-01-13 20:57:32
3
shawnie b :
i wish i knew this. i caught it later… i opened my credit card one year after i took out my first student loan…
2024-01-16 18:45:07
5
Charmie❌️ :
I opened a cc for my son at 18 with his knowledge but didn't give him the card. I only used it for gas and paid it off every month...4 years later he moved out got his own car and apartment with me having to cosign for him. his credit score better than mine...lol
2025-07-09 15:19:45
1
gods.dopest.creation :
I love eyl & I love you what an amazing combination so beyond grateful you guys made this happen!!!!!!!!!!! 💯🙌🏽
2024-02-25 14:43:49
1
Mollys Creative Collections :
Yes because I couldn’t get one after student loans it took so long smh
2024-01-16 23:28:25
1
Shay :
Much needed conversation❣️
2024-01-15 02:44:58
1
lily🩷 :
my mom had me open a credit card at 16.. and she would give me a monthly snack budget .. she paid for it with that card and she purchased and paid for it herself.. by the time I graduated highschool and got the card myself I had a great history.. and score
2025-07-25 19:01:33
0
Derrick4real :
I had a 900 credit score because my mom paid it off for like 18 years
2024-04-15 03:18:16
0
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