@westside.capital: In January, there's no RBA meeting. But come the first Tuesday of each month, the RBA gets together to decide what to do with the cash rate. The RBA's purpose and objective is influence the economy by setting the cash rate. The cash rate dictates what lenders will charge you on your loans. When the cash rate goes up, lenders put their rates up. If it goes down, then lenders lower the rates. With the latest data showing CPI lowering, maybe the RBA might lower the cash rate. Time will tell. ___________________________ Disclaimer: This is general advice and does not take into account your objectives, situations or needs. You should consider if this advice is suitable to you and your circumstances. Please read any applicable PDS beforehand. . . . . #mortgage #mortgagetips #mortgageadvice #mortgages #interestrates #mortgagelender #mortgagebrokeraustralia #homeloanspecialist #homeloantips #sydney