@jadewarshaw: One of the fun effects of paying off debt and increasing your income, is being able to increase your lifestyle if you choose! It’s not “lifestyle creep” if you’re still doing all the things that make you financially responsible. It’s just you earning more and therefore being able to afford to spend more. Good for you!! There are certain things I’m probably never gonna spend a lot of money on like a $300 bottle of wine, but on the flip side, I can go to Whole Foods and do some damage and don’t feel guilty about that! I’ve worked hard, and it’s in the budget, so I’m gonna buy this bougie cheese, and these overpriced crackers and @samwarshaw is not asking any questions! What is an area in your budget you give no apologies on increasing once you’re debt free and have some savings? #debtpayoff #howtogetoutofdebt #moneytok