@martinlewismse: How credit scoring works (the pub version!), just a snippet from the full how to boost your credit score Martin Lewis Money Show now on ITVX
I have a credit card , I have a credit score off 999 and I can’t get a balance transfer 🤷♂️
2024-02-09 17:09:57
7
karlbonas :
never missed a car payment in 2 years
credit score has not improved at all. system is a joke
2024-02-02 01:14:02
1
mattj445 :
Credit underwriter here 👋
2024-02-01 20:43:43
23
Prince🇬🇧 :
999/999 on Experian MSE Credit Club - didn’t think that was even possible!
2024-02-01 17:32:33
6
Nick.De.Silva :
Older people with no credit history shouldn't be considered high risk
2024-02-01 22:03:50
1
Blue_Eyed_Genie :
Do things like klarna work? I do the first payment, then instantly pay the other 2 payments.
2024-03-02 17:17:28
2
mattydonaldson0 :
🥰
2025-01-10 08:54:33
0
Jay :
No credit score is a trap so u r the one who is going to be a slave the most to them so they can benefit from you
2024-02-04 20:11:09
1
factchap :
Salesman for the banks
2024-02-01 22:58:23
21
BillieMunk13 :
🤣🤣 imagine believing credit scores aren't anything more than an arbitrary metric to exert control over a population
2024-02-01 18:08:07
21
Dj-Jerroski :
I really don't understand credit cards as I can manage my finances very well
2024-02-08 01:01:25
19
Jo Smith :
I have a 999 perfect credit score, but because I still have black marks from 4/5yrs ago, I still can’t get high street credit. What’s the point in the score if no one pays attention to it!
2024-02-09 06:41:15
16
sakeel_abdullah :
😂😂😂
2024-02-02 23:59:59
16
Jay Gregory :
Your credit score is only aindication in how well you can make them money
2024-02-02 01:47:08
5
benflynn1 :
Never checked mine, never needed to.
2024-02-02 05:18:26
4
dc19361 :
But the interest is only applicable if you don’t pay it back immediately or within 28 days so the rate means nothing
2024-02-01 20:03:48
4
Joe :
But why does a credit score at 16 define who you are at 36? You mess up as a child and you ate automatically labelled as bad at 36
2024-02-07 15:13:51
3
⠀ㅤ . :
credit can be a benifit at times even if you can afford it..any purchase over 100 then you have additional protection
2024-02-10 11:27:22
2
Richard :
All of this is like playing a board game
2024-02-02 07:47:07
2
Dola Ajoba :
Funny how i had the best credit score you can get when i first moved back to the uk after being abroad.
2024-02-01 19:41:27
2
d.i_l.l_i.g_a.f :
it also looks at how much you can borrow, so you can afford it
2024-02-01 19:32:31
2
www.extraincomein2025.com :
country is broke system is corrupt & yet they tell me & you were not credit worthy 🤣🤣🤣
2024-02-25 06:06:54
1
Kelles| Intuitive Dating Coach :
If you have credit cards is there any point in having a credit builder card? Or is that just for people who can not get credit?
2024-02-18 02:54:17
1
john :
you failed to mention the flaw. if people just pay interest and ask for borrowing increases they normally get it eventhough they cannot afford it
2024-02-14 12:27:15
1
Dj-Jerroski :
I'm d third scenario as I never thought about credit until now I wanted a mortgage and all brokers keep saying credit score& now i got car finance
2024-02-08 01:00:08
1
SaySay🏴🦄 :
I got on the credit score board by buying clothes online at next. It’s started a klarna style account. Since then it’s been a rollercoaster 😅
2024-02-02 11:14:24
1
Rob Shooter :
Works well I had no credit and I rented. I got a credit card and eventually a mortgage I am now topped out at 1000 score
2024-02-02 01:50:04
1
Mr.Pat :
What’s the current uk gdp to debt ratio ? How these people can give anyone a score 🤣
2024-02-01 23:29:06
1
Stu :
It’s total bs My history 6 years ago because of an ex was bad last month I had a perfect score of 1000 I have the evidence and NOTHINGS changed!
2024-02-01 21:40:17
1
JM :
Who gave these companies the right to know all this stuff about me?
2024-02-01 20:23:08
1
tom :
£20 that's 2 pints lol
2024-02-01 19:29:19
1
James Hughes :
when I got my mortgage (first time buyer) my credit score dropped by almost 200pts :/
2024-03-28 23:49:00
0
Jarvbrah :
I’ve never had debt, never had loan or finance, never gone into my OD, lots of savings, even use my credit card and pay off in full every month yet my credit score is 605/710. 31 year old
2024-03-05 21:28:10
0
Adam Gregory :
A credit score it just a tool to get you in more debt
2024-02-20 05:59:54
0
Katie M :
what's annoying is when you were a bugger with your wallet when you were really young but ten years later you're super reliable and very organised and they still treat you like that scatty teenager.
2024-02-17 15:09:31
0
🌈 Kelly McDermott 🌈 :
@karmaisreal2323
2024-02-10 11:22:37
0
Dj-Jerroski :
meaning I've never owned a credit card 💳
2024-02-08 01:01:54
0
johngerry386 :
I had no credit history at all but still they gave me a monthly paying phone 😏
2024-02-06 14:54:06
0
Clare :
@Fred
2024-02-04 11:09:55
0
Joanne Hill :
@Evie🫶🏼
2024-02-02 22:34:15
0
Purple GPT :
No internet
2024-02-01 23:25:52
0
SAINT. :
It won't count 💯
2024-02-01 19:06:48
0
nunu48590 :
I have 995
2024-02-01 18:06:13
0
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