@financewithpatrick: Here’s what you need to know before buying a property in 2024! No BS, no affiliations, no agenda. Just a mission to spread financial knowledge that everyone should be able to have! Follow me for more life-changing Finance tips. #PersonalFinance #finance #malta #europe #tiktok #tiktokuni #lifehacks #property #realestate #CapCut
Deposit should be >25% if property will be used: as your primary residence but you have other loans, as your secondary residence OR for investment or rental purposes.
2024-02-06 07:48:45
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Can you do a video on the taxes percentages that need to be paid by landlords for short lets or long lets? An important consideration before investing in a property rental investment. Thanks!
2024-02-11 17:32:55
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Thanks for explaining everything so clear x finally someone clear and polite
2024-04-05 16:38:37
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keep it up
2024-03-31 09:38:02
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Amazing work
2024-02-13 13:58:45
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Well said 🔥
2024-02-06 15:23:57
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Agent fee is 5% +18% vat.
2024-04-25 05:58:39
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slave for ever ..🤣🤣🤣👍👍👍
2024-05-01 00:29:45
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Unfortunately most agents in Malta are there to make matters worse when negotiating for your benefit. Lost 2 properties in two weeks due to this.
2024-02-06 15:52:59
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Be honest with the bank about all your monthly commitments…
2024-02-07 17:55:01
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In reality it is not 10% but around 15%/16% (when you include the fees, insurance, notary and stamp duty fees.
2024-04-21 06:24:57
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Well done . This is very informative for the buyers . It will be good to also specify the different stamp duty rates that apply to different situations.
2024-03-31 17:10:04
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Are there any mortgage brokers in Malta for non residents who cannot “visit” :)
2024-03-27 17:26:17
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Would love to buy a property in Malta just for the fun of it, but having to dispose of assets for a deposit is a no-go for me
2024-03-07 00:05:09
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👏 welldone 💯
2024-02-16 01:41:44
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*Slight clarification on the 10% rate for “first-time buyers”:
2024-02-06 07:47:10
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the bank will also appoint their own architect for valuation for which the buyer has to also pay fees for
2024-02-07 17:05:24
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Watched all the way through even though I already bought property. 😂 Love how you explain things simply.
2024-02-06 22:35:44
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Grazzi Patrick
2024-02-06 17:39:21
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on point 👍
2024-02-06 11:33:26
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Well said
2024-02-06 08:03:55
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🙏
2024-02-06 16:06:13
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i love this guy (no homo)
2024-02-06 08:19:49
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