@veteransloans: Lenders are looking to verify your employment, assets, income, and monthly debt obligations that were outlined in your mortgage application. #mortgage #mortgagetips #homeowner #homeownership #firsttimehomebuyer
Doesn’t the total average cash flow matter though? I mean if they’re spending frivolously beyond their means it should affect the loan
2024-02-15 00:35:45
19
Dompieces2023 :
Whew 😂
2024-04-10 05:57:43
0
Emily Taylor :
note taken: don’t deposit cash savings until after approved 😂
2024-02-16 01:32:56
127
TTK358 :
Looking at their Uber eats seems very intrusive
2024-02-14 22:57:51
24
_thalthie_ :
And what right do you have to tell me how to spend my money 🙄
2024-02-15 17:05:04
23
Ash :
Wait So I definitely was questioned about the frequency of nails and hair maintenance along with multiple shopping purchases during my buying process
2024-02-18 05:53:34
22
Kimberlin Blaine :
My real estate broker accepting a post it note signed by my uncle that said “I gave them a wedding present” is what told me it’s all a joke.
2024-03-03 02:40:53
22
Patchik :
they wanted 5 years of bank statements from me because I was saving 1k a month living with my dad. account was a year old with 10k.
2024-02-17 02:43:34
15
Puddle o’ Bones :
Well that’s good bc I work overnight and there’s no energy for anything but Uber 😒
2024-02-16 06:03:22
11
connormillller :
We got married 3 months before and had deposited our cash from gifts and I had to send a wedding invite as proof to the lenders 😂
2024-02-18 04:30:57
6
emily c シ :
maybe stop worrying about trying to see if people are pulling the wool over your eyes, most of us just out here trying to survive
2024-02-18 13:59:56
6
Jenna Rollins :
They also look at Venmo and PayPal! They made me submit a written statement explaining several payments on Venmo.
2024-02-16 14:35:38
6
Caliam55 :
It’s a wild process!! We close on Friday and if I had to explain one more stupid charge I was going to cry 😅
2024-02-15 02:24:17
4
Lincoln :
Mine had dozens of OF charges. smh
2024-02-15 23:46:44
3
Laur0827 :
Oh wow glad I never tried to buy a home when serving and bartending etc. I was always depositing tons of money
2024-02-15 05:05:45
3
Dusty Taquito :
what about my taco bell budget?
2024-02-15 01:12:39
2
Libra Villain :
I truly thought I would be denied for my unhinged addiction to Chick-fil-A 😭🤣 I was so surprised to be approved lmao
2024-02-17 14:54:24
1
123 :
I had to prove why I had a 3k deposit from over TWO YEARS AGO. A bit ridiculous
2024-02-19 01:17:31
1
michellebtz :
I got asked about my Zelle transactions from and to my coworkers. They were for buying food/snacks 😂
2024-02-19 03:30:08
1
ELW ✨ :
@Jw
2024-02-19 00:31:54
1
katylovechild :
Deposit and let it sit for two months before applying
2024-02-19 05:21:30
1
Nadia :
I was also told that if you have lotto / gambling purchases monthly type, they can use the average as a debt ratio against you!
2024-02-20 17:19:11
1
elizabethhhh :
I had to provide a detailed explanation for every single purchase for 3 months including DoorDash so this is kinda not true
2024-02-17 15:25:07
1
quickflipflippers :
How many months do you guys need? Thanks :£
2024-02-17 15:18:29
1
Krystal Dickson Trux :
How far back do they look at bank statements?
2024-02-14 22:48:49
1
sleinadb :
No lies. My DD got her share of proceeds from her house after a split. Had to get a letter from the EX proving it. Had cx bank check and all. 🤬
2024-02-17 01:06:16
1
Kales :
@idk
2024-02-15 21:30:33
1
Gibbles and bits :
We got asked what pinkies was (a regular expense). It’s a liquor store. 💀
2024-04-09 23:33:45
0
PastelMoonlight :
We told our lender that he was going to see many little ceasers transactions
2024-04-02 06:10:36
0
Theresa :
😂😂😂
2024-03-29 00:51:44
0
Tera Elbert :
@Jason mclaurin I want to say big thank Jason for a productive week as I’m able to easily clear my bills
2024-02-15 06:51:17
0
Olivia :
💕💕💕
2024-02-26 03:01:03
0
randomplacebo :
😂Do they comb thru credit card statements
2024-02-15 09:27:49
0
C :
*homebuyers. Please, without an apostrophe.
2024-02-20 07:02:43
0
Rissa 🖤 :
Mine judged me for the amount of target and redbull runs we had 😒😂
2024-02-15 17:28:40
0
lvg910 :
what is it anyone’s business how much takeout people eat… i hate this stupid ass country
2024-02-19 01:48:15
0
Myranda Lynn87 :
yall worried about the wrong thing🤔
2024-02-16 09:14:13
0
marymathilde :
They def looked at my brothers golfing habit 🤷🏼♀️. Not a large, but recurring expense he had to write a note clarifying that it wasn’t a debt payment.
2024-02-16 17:31:26
0
Jack Knight :
Would defo expose my ❄️addiction though
2024-02-18 10:17:32
0
aveganwriter :
so what, just wait a few months?
2024-02-17 04:54:45
0
vinylmandy :
wow is that a thing
2024-02-17 22:01:27
0
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