Rich Troyer
Region: US
Monday 19 February 2024 15:28:43 GMT
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Hanssel_Diaz :
Can you break down the last part about home equity line of credit & when its best to do this?
2024-02-21 15:20:10
1730
TwistedGroomingTailz :
unless you refinance 2 years in, joke's on them. never giving up my 2.75
2024-02-19 19:31:17
652
Mykull Ray :
another option. you do refinance, but then continue to make the higher original payment. that extra then goes directly to principal no interest.
2024-02-20 02:49:17
825
Kaybee :
I refinanced for 20 years paid an extra principal every month and paid 30 yr mortgage off in 14 years
2024-02-20 05:14:53
855
Idratherbe_hiking :
Plot twist, he lends home equity lines of credit
2024-02-21 19:54:24
1042
Anthony :
You do NOT have to increase the length of your mortgage to refi.
2024-02-21 20:09:23
284
williamsmith81536 :
I get them every 2 weeks because I only owe $29,000 on 175,000 mortgage why would I start over?
2024-02-20 02:41:45
2
Skoob :
Uno reverse. Take their deal, use the extra money to pay your debts off, and then pay extra on your mortgage, and pay it off early
2024-02-20 19:07:55
5
Alexa Romero :
If I’m putting my paycheck into my mortgage and living off of the HElOC, who’s paying the HELOC? I’m confused
2024-02-20 13:00:07
90
stephs_worldandstuff :
I see what he is saying but it’s depends on why your refinancing also there are different terms .. ie my dad refinanced to pay off a loan on one (1)
2024-02-21 22:50:46
2
Greube51 :
Banks don’t care about none of that. They only care about selling your loan to the investors who bundle it into a mortgaged backed security.
2024-02-19 19:59:43
53
Julio Guillen :
If you are getting a lower interest rate after refinancing and continue making the same payment you were previous to refinance you willl payoff faster
2024-02-20 05:11:56
15
StayRightStayReasonable :
Financial literacy, NOT poor wages is the #1 cause of financial hardship. 90% COULD enjoy the "American Dream", but MOST don't have the financial intelligence to get there.
2024-02-21 14:55:55
27
Jonathan Hurrell :
this is the same thing with cars people don't pay attention to term length
2024-02-20 19:16:28
5
Mel :
the banks wrote the damn game! the rules are in their favor
2024-02-21 20:26:59
20
HawaiianGentleman :
that's exactly what I did for my rental in Hawaii paid off a 250k loan in 15 years without changing my lifestyle.
2024-02-20 15:24:54
12
Meg :
Is this why mortgage lenders don’t like helocs ???
2024-04-05 13:40:50
2
jdrewe12 :
This is 100% true HOWEVER the original mtg lender who is in the first lien position WILL NOT LET YOU put the HELOC into the first position.
2024-02-21 12:50:26
20
SLN40 :
You are wrong 😑
2024-02-20 02:09:12
2
MikeJohn2234 :
This guy is so wrong 😑
2024-02-20 20:38:51
3
Josh Burks :
This is dumb advice. Best thing would be for you to refinance but just pay the same amount you were before. But only do this if the rate cut offsets t
2024-02-21 18:44:38
2
lafz4fn :
No one is refinancing 10years to 30. What a joke
2024-02-21 20:33:04
2
Cece Lopez :
Why would you do that? Worse advice ever
2024-02-22 01:13:45
2
user8148747091010 :
who doesn't know this
2024-02-21 17:56:35
2
Matthew McKay :
Worst advice
2024-02-21 22:37:53
2
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