@devadason74: Be informed before buying medical insurance #education #malaysia #finance #insurance #liam #insuranceplanning #agent #advisor

Devadason
Devadason
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Region: MY
Friday 23 February 2024 13:02:33 GMT
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v.muruganvelusamy
Richard Veloo :
Bro , 15 years ago , we buy 50K medical insurance per year . Bypass surgery cost 36K and now its cost 110K . So what u trying to divert here .
2024-02-23 18:28:37
24
shubz_official
IamShubz🏳️‍🌈🇱🇺🇲🇾 :
Upgrade is possible but when your age increases and with the upgrade , you still have to pay more. You secure yourself with high medical coverage now and that problem is removed from your life. 👍
2024-03-09 07:07:32
1
daya719857
Daya :
if you don't get a policy at a young age/No major illnesses ...that point of time 1m could be high but 25 years later the heart surgery could be 400k to 500k or more
2024-02-23 19:04:34
28
shaminimargammuthu
Shamini Margammuthu :
Please include cancer treatment..now it costs almost 1m+ in private sector …it always good to keep a higher limit ..in future the costs will be even o
2024-02-24 05:57:54
1
mohdrofiqabdrazak
Rofiq PruBsn :
Agree with you sir, however do we know who and when we need to use max 8 mill ? Problem is, we can’t upgrade anymore if already utilised 1 mill.
2024-03-19 04:44:31
2
sara4687648
Aurelius :
Cancer treament can reach up to millions
2024-03-21 12:19:34
0
senthilvasanv
Senthilvasan Muthan :
Live healthy and you may no need millions. What guarantee after spend million you will be healthy as before?
2024-02-24 04:12:18
1
hulksterrules
thiefofhearts@cupid# :
diabetic kidney and cancer treatments are also there in addition to heart treatments and surgeries....🙏
2024-02-24 03:17:30
4
ruben9scania
Ruben :
👌agree
2024-02-23 16:51:12
0
bujang.sayang
bujang.sayang :
it's for ppl with money to spend. No for ppl jimat makan jimat minum to pay the premium. Like a luxury car. Bezza is enough. Some ppl want to buy BMW.
2024-02-24 05:44:05
1
vickneswarannath
Vick :
not agreed . look atbinflation and costing in medical advancement
2024-02-23 15:43:50
2
mijul120
Wan :
Im took 1million to overcome the medical inflation 20years later 😂
2024-04-07 14:15:24
1
wantopekz
wan topekz :
Just use crowdsharing. No need to think about premium increase
2024-04-02 16:04:04
2
agent.community
Agent community招保险企业家 :
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2025-09-28 15:48:09
0
vrsellian
Sellianvr11 :
it is better to die than spend this money
2024-02-24 10:37:59
1
dunkerdane
Donkerdane77 :
Dnt take insurance.Wasting money
2024-02-23 16:47:57
1
anunaidu27
Anu Naidu :
You scared our community who’s trying to get right protection and coverage. Your reason is not to get bigger coverage and never mention the other illnesses like kidney diseases and cancer.
2024-02-28 15:10:20
3
yoshiyash2427
yoshiyash2427 :
This limits are the biggest scam. Unfortunately agents are trained to brainwash by instilling fear into people
2024-02-24 14:36:47
2
vadivelu360
vadivelu :
100% agreed. All the salty insurance agents are just getting defensive with baseless claims against Mr. Dev. Sometimes the public need to open their eyes rather than blindly getting convinced.
2024-02-24 13:57:11
1
honeybear9981
honeybear :
while insurance agent drive mercedes to your house asking you upgrade premium
2024-02-24 02:46:35
1
positif1122
Positif1122 :
cut all the medical crap,specialist hp will charge as much as they can but at the end will refer to GH
2024-03-26 17:58:47
0
vishvalingam21
vishvalingam21 :
Do take into account medical inflation. Medical inflation in Malaysia is 13%. They might not need it now but in 20 years time, the will exceed the 1mil limit. At that time, the premium will be high.
2024-03-10 10:48:10
9
shibaboi678
shibaboi :
Rm1mil cover may be sufficient at current, but may not be in the future due to inflation. things around us are getting expensive.
2024-02-24 13:25:51
4
iamwongzz
Z Wong | Workout Tips 🏋🏻‍♂️ :
Not true. With just yearly 7% inflation, by 10th years your medical bill will be doubled, the 20th year it will be 4x from the price now.
2024-02-23 16:07:52
3
amirulrafiq44
AmirulRafiq#44 :
I would rather pay a little more NOW, to have million in limit rather than coughing up the "Needed" amount later.. mana mau cari oooiii 😭😭
2024-04-05 09:55:04
2
anunaidu27
Anu Naidu :
Please take note on age, gender and working environment fix the premium. And of course since medical expenses is getting higher - highly recommended for higher coverage.
2024-02-27 14:54:53
2
anunaidu27
Anu Naidu :
Sorry to say this. Many Indians don’t really understand what’s the Medical Insurance about and why they need to have one.
2024-02-27 14:51:34
2
anunaidu27
Anu Naidu :
Furthermore high premium is not due to what you mentioned in your video. Please check with any of your insurance advice friends.
2024-02-27 14:58:14
2
anunaidu27
Anu Naidu :
Hi there . I’ve been watching all your videos on financial all this while and really helpful to whoever in this platform. Very sorry for this video which is wrong input and guidance to our community.
2024-02-27 14:50:07
2
taneizchelvam6
Taneiz Chelvam :
How about inflation. We don’t buy for today
2024-02-23 18:00:50
1
shakthi_k18
Shakthi_K18 :
Hey sir, this video has a wrong input because recently I had my sister in law hospitalized due to some health issue and it resulted into few organ failures and the cost was around RM 300k++.
2024-03-14 07:55:37
1
daya719857
Daya :
once you get any type of illness,most probably you will not be able to increase the coverage at later part
2024-02-23 19:05:41
1
v.muruganvelusamy
Richard Veloo :
You are wrong . What is medical inflation in malaysia . U dont buy medical card to fit todays cost . What if someone suffers from cancer?
2024-02-23 18:24:35
1
adzimshamsul
Adzim Shamsul :
Its always nicer to have a higher limits, considering future inflation. Maybe need to consider the price diff vs value added on the plan.
2024-04-04 18:02:10
1
jabatan_netizen_malaysia
JABATAN NETIZEN MALAYSIA :
coma for 2 months in private hospital
2024-02-24 15:26:08
1
singhtsm
TaranMann :
when you have high million in your card , the doctor wont let you go until you finish 🤣
2024-02-24 08:11:30
1
vikvik7607
TheyCallMe@Vik :
totally agreed !
2024-02-23 14:20:22
1
talkonlynoaction
talkonlynoaction :
maybe we have accident then we reconstruct to be like robocop ..maybe need 8mil?
2024-02-24 11:01:02
1
treez2112
Treez :
Agree.already in my 40s. If my condition requires rm8mil medical fee, I reckon death is more suitable for me. The body can’t take in so much anymore
2024-02-24 03:57:02
0
roziktlylk4
gerger :
Oiii sepital swasta mahallll bang sekarang, akan dtg lg mahal. Sepital kerajaan kena tunggu giliran lagi…inflasi tinggi. Apa cerite?
2024-02-24 10:27:04
0
selvamarumugam49
selvamarumugam49 :
Customer's are feeling the burden bcuz Doctors are charging very high cost for each every operation ñ Insurance company get cheated..end up charging high premium every year.
2024-02-24 07:04:56
0
moggan
MoGGan :
true
2024-02-25 01:05:52
0
ushaletchumysangar
usha :
technology cost money.medical advancement i.e robotic will cost alot more.medical inflation is between 15 to 17% per year.
2024-02-26 09:58:50
0
hangjebat208
hangjebat208 :
great advice👍👍👍
2024-02-26 14:22:27
0
atchuthan01
Atchuthan :
Do you know the meaning of life time ?
2024-02-24 06:48:32
0
anniyan2412
anniyan :
very true
2024-02-24 06:41:39
0
thc1188
user8060337034952 :
means we are paying much higher premium for over insurance which does NOT serve any purpose
2024-02-24 04:11:34
0
uthamandass
uthamandass :
1million is enough
2024-02-24 04:03:33
0
rnathanraman1978
nath :
absolutely
2024-02-23 13:42:00
0
aran.insurancexproperty
Aran | Insurance X Property :
👏👏👏
2024-02-24 03:42:55
0
98hertfordshire
Villa :
To die dont need
2024-02-24 03:33:03
0
sitifmioeit
Situ :
just in case cancer which immunotherapy or cell therapies would help. so family members don’t get bankrupt or feel guilty for given up treatment. Anyhow will die. At least did make family suffer.
2024-03-10 10:26:51
0
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