@kimsellsconcord: Are you a member of State Employees Credit Union? This may be a great option if you’re looking to purchase a home. #northcarolina #nc #704 #secu #mortgage #homebuying #homebuyingtips #kimsellsconcord #firsttimehomebuyer #homeowner #housing #buyingahome #concordnc #concordncrealtor #homebuyingprocess
We got a much lower rate with SECU and my credit score was low
2024-03-06 12:53:43
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Miffy :
Only thing about SECU is not everyone can open an account w/them bc it’s for state employees and their families.
2024-03-06 16:20:07
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Heather🙈 :
they also don’t report to the credit bureaus regularly. i love this bank, have had them for years
2024-03-06 12:51:33
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Delaney House :
I just want my boyfriend to become my husband so I can become a SECU customer 😭😭 why is it like a cult
2024-03-06 05:01:01
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Gracie :
I’ve been a member for 30yrs and I had to go to another place to get my loan cause they were higher to get a home through SECU
2024-03-06 04:01:08
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bethanyhartman520 :
Member of SECU only complaint they don’t use Zelle only cash app and if you need to transfer money quickly with no fee is a no go
2024-03-07 00:44:47
16
Banner Griffin :
I love SECU because of the loans are a lot better, however they can be a pain to get help from.
2024-03-07 01:22:54
5
DeeDee Megadoodoo :
we went through them. mortgage insurance is included in the monthly payment, and we did have to give W2s for the prequal.
2024-03-06 13:52:27
0
Kts9270 :
I used SECU as a first time home buyer in early 2020. Much easier process than traditional loan companies. I knew I’d have to refinance and did in 2022.
2024-03-06 06:26:05
41
gorjessone_ :
I’m a member with SECU. I prob should refinance with them. 😳
2024-03-07 02:43:33
5
Sierra :
a con that I ran into is that they only offer 15 yr loans for any type of mobile home. 30 years is only offered for stick built/brick houses
2024-03-06 09:53:34
8
Ashley Nicole 🌵 :
what about mobile homes
2024-03-06 18:19:53
0
Beachbum-mountaingirl :
I ❤️SECU. They are so easy to work with. I have 2 mortgages with them right now. Con: not everyone can be a member.
2024-03-06 03:27:45
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Meira 🦢 :
Do they do construction loans?
2024-03-06 04:44:43
3
Lea :
How does it work if we live in SC ?
2024-03-06 05:43:49
3
𝘞𝘏𝘐𝘛𝘕𝘌𝘠𝘕𝘐𝘊𝘖𝘓𝘌. :
My dad signed me up for my 15th birthday ATM card tho but fast forward to 25 I appreciate my dad so much for this because this bank is so easy I feel like a golden ticket
2024-03-06 19:40:02
6
matthewligi :
We bought our first home in 2022 through SECU and even though home prices were crazy, we were able to lock in an adjustable rate for 3.9 percent and after 5 years it can only adjust up 2 percent
2024-03-06 12:45:54
11
Amanda Turner Realtor® | ENC :
Love SECU, they have helped borrowers that couldn’t qualify other lending. The 100% financing I believe is an ARM which isn’t ideal but it does help clients get into a home
2024-03-06 00:34:33
1
Susi :
Could you talk about the refinance part on year 4? What is needed? How to do it?
2024-03-06 13:36:13
7
lucky.lolly :
What about new builds?
2024-03-06 16:40:14
0
Hghlyfvrd08 :
Agree to disagree- purchased in 2022 w/them & what I didn’t like was the appraisal and wanting to have another one to be reconsidered 😒 HARD NO -the adjustable rate no more than 2% of whatcha got
2024-03-06 13:05:00
0
b_cuz_i_said :
What if I want to build a home. Will they do that? Is there any first time buyers programs?
2024-03-07 02:07:38
1
💕Lyric | Girl Mom💕 :
I would like more info
2024-03-06 14:48:01
3
I’m Star :
What if I have only one late payment will that automatically disqualify me. No debt. 20,000 in my account 670 score
2025-10-01 22:08:16
1
nightcrawlerjku :
Regarding refinance, are you saying to do this through another lender before the 5 year mark with no penalties?
2024-03-07 12:26:27
0
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