@ashallaboutmoney: Replying to @Perla C Terrazas here’s one way you could plan to pay off this credit card. You want your card balance to be getting lower every month if you want to improve your credit score! #credit #score #tips #howto #creditcard #card
Your videos have been so helpful in helping me manage my debt payoff. Thank you so much!
2024-03-12 14:53:11
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OrlandoQponQueen :
I loveeee credit talk!!! I’ve managed to grow my credit from 420-800 but never knew how calculate payoffs 😂. Def following!!
2024-03-12 17:28:07
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Shhhhhh :
Just so I am following this correctly, on this example the first month they would need to pay $585 and $105 (interest) then the following month $585 plus whatever the new calculated interest
2024-03-13 18:37:30
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Are.Exx.See :
You’ve been such a great help! I’m going thru my expenses and CCs now to see how I can make changes.
2024-03-12 21:11:38
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Majo :
I don't have debt but I'm mesmerized by your hand writing 😍
2024-03-13 02:33:28
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Intotheweb :
Excel can do this for you
2024-03-14 18:30:54
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beenmyeshaa :
I paid my card to 0 and my credit went down, why is that?!
2024-03-13 18:34:18
1
Waterbg :
Would you focus on the highest balance first. In this type scenario? Like the snowball approach? I have more cards and minimum payment than I can manage.
2024-03-15 01:49:42
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Kymmiee___ :
Can you do 20000 limit with 18800 used . 18 % interest .
2024-03-15 00:26:19
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lizbeth :
what if the card is maxed out?
2024-03-13 13:20:25
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Beardeddadbod :
So if I get the correct the balance amount going down never changes. Just the Interest rate ?
2024-04-20 02:06:18
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Erin :
my limit is 15000 I'm at 12000 😭😭😭 help please
2024-03-13 01:40:19
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Ashley :
I feel that high interest rate. I have a card that was well managed and then covid hit… I maxed it out and it’s at 39.99%. They refuse to change it because my card is maxed out
2024-03-12 15:23:00
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Cloudi☁️ 💖💜💙 :
Thank you for this formula, trying to pay my car off
2024-03-12 15:12:15
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faith.gladden :
If I paid off my statement balance in full and some but still carry a balance is that utilization used once it reports? I needed to book an emergency travel
2024-03-12 14:23:26
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Amanda J :
So are these a monthly payment or like biweekly payment?
2024-03-12 18:16:10
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Michelle Martin :
I have a high utilization rate on my credit card, but I also have been using it for bills and paying them back to the card to improve credit. Does this affect the pay off?
2024-03-12 14:52:48
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Derek Headley :
@Evangeleen Stanley
2024-03-15 02:19:19
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3337 :
😂 if you have 600-700 extra a month just pay that until it's paid. there's no need for fancy calculations. 🤣😂
2024-03-12 14:32:14
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Ericaaa :
Can you please help me. My balance is $1698.06. Limit is 1800. Interest is 29.98. I just can’t get the math figured out please and thank you. Trying to get out of debt and get my score up.
2024-03-13 00:03:41
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Dominique B :
You inspired me to write out my budget plans and pay down my debt! One card down, 3 to go. Also, I just keep the interest the same to make it go down faster
2024-03-13 16:23:58
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