Her Money Mastery
Region: US
Tuesday 26 March 2024 15:04:11 GMT
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Almira Lewis, MPH :
Debt consolidation is not the problem lol .. your spending was .
2024-12-05 00:33:33
860
Brittney :
I did debt consolidation and then added 7,000 more debt. 😏
2024-06-15 19:39:40
55
katescakess :
That’s the mistake! Maxing all the cards out again
2024-06-17 19:03:27
557
Samehh💚 :
debt consolidation saved my life. I learned my lesson and I feel so much better, that was 3 years ago.
2024-03-27 03:58:53
550
Chryssyluv_ :
When I tell ppl I have 5,000 cc debt they laugh lol! guess they have more debt 🤷🏽♀️but 5,00 is a lot to me!!
2024-05-29 11:53:13
120
LeeLivinLife :
Once you consolidate the debt cut up all of your credit cards! Do not order new ones until the debt is paid off!
2025-03-18 06:30:14
166
breerod803 :
This is so true!!!!! Gotta get to the root of the problem...which in my case is ME.
2024-03-26 15:45:43
234
Lucia.moco :
I just got on a consolidation agreement, because I can’t afford any more payments on my cards, but I’m doing therapy to understand my spending habits and the company have class about finances
2024-04-03 19:42:22
104
Ashley Witkowski :
I’m worried about the interest rate though. Right now I’m paying SO MUCH in the interest that it feels like I cannot make any serious progress on this card. The IR at the bank is like 8% 😅
2024-06-22 21:36:07
13
Winter ❄️🖤✨ :
I have 11 streams of debt and overall they cost $600 a month and 2 of them aren’t dropping down at all. I think consolidation would help me at this point lol.
2025-06-17 22:26:23
7
RYUheloc :
Strategic Debt consolidation works after you address the root cause of spending without planning.
2024-08-17 03:58:05
14
dango.creations :
cut the cards up before taking out the loan. you can close an account before paying it off. IF you can't do that you're not a credit card person and need to do it anyway
2024-06-23 03:06:15
18
Bella :
Get a koho mastercard. I have that same problem. It’s a pay as you go Mastercard, they have options for building credit. And they have overdraft too.
2024-10-02 00:54:52
6
Rylee Christine :
I have one credit card but the interest is so high I want to do this just for the lower rate. Then I’m gonna give card to hubby to manage.
2024-05-21 07:20:27
5
✨GraceRockySaveStars✨ :
I haven’t used my CC in nearly a year. I got into a hole where my fiance was without a job for 6 months so I was having to shoulder all the bills, that’s what made me use my CC so much. I KNOW I won’t
2024-07-16 16:47:41
27
Shay Prater :
You have to be discipline in order for this to work.
2024-05-19 03:00:28
54
joyce :
I just did this put all my bills I. One loan thinking I was going to fix my problem
2024-03-26 15:19:48
10
chloeanne008 :
How did you exactly address your spending problem?
2024-03-29 22:33:05
6
BeeShorter :
I have like 20k in debt what’s a loan consolidation you recommend? Pls help!
2024-11-05 22:34:33
9
breerod803 :
What do you think of those debt programs? Where the interest rate is reduced and the company pays the bills on your behalf and you pay the company? I'm not approved for a loan.
2024-03-26 15:47:28
3
MzTymT❌️ :
why would you use the cards..while tryna pay off balances
2026-06-26 19:02:37
1
MzTymT❌️ :
it just depends on how strong we are on spending on our cards
2026-06-26 19:03:14
1
20pcboneless :
Thank you for bringing light to this. I’ve always wondered the implications of doing this
2024-03-26 15:28:24
3
RebeccaJbaby :
Well how does a snowball affect help you if you can't pay your minimum on your credit cards Like some of my credit card minimums are $350?
2025-11-21 15:53:34
2
karlee.megan_ :
Can you explain a snowball / avalanche plan ?? I’m currently trying to decide if I should consolidate or keep making lil payments on these 2cards I just 🥲😭
2024-09-19 01:57:34
3
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