@veteransloans: Lenders typically look for 2 months of bank statements from potential borrowers, which provides enough data to assess income consistency, spending habits, account balances, and other crucial financial information. #mortgage #mortgagetips #homeowner #homeownership #firsttimehomebuyer

VeteransLoans.com
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Thursday 11 April 2024 19:44:10 GMT
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good_kuchikopi
Andy :
You know what’s wild is everyone is paying rent every month and yall act like a mortgage is somehow so different.
2024-04-13 19:13:28
629
alyssa.bleus
muad'dib atreides :
They acted like I was committing the laundering crime of the century when I paid my college tuition with a scholarship. 10k in 10k out 💀
2024-04-14 07:09:50
119
mostlydead_
MostlyDead1997 :
I literally had to explain cashapp/venmo transfers for dinner and things, Afterpay, etc to my loan people 🙄 like y’all please
2024-04-13 14:50:54
51
cuhristopher
christopher :
i put everything on CC, when i gave my statements to the lender the only transactions were my mo payments to 3 cc companies. felt completely private rather than them knowing EVERYTHING i spent on
2024-04-13 10:59:27
97
killer.queen13
Gina Darling :
what about when you sell your house to buy another house??
2024-04-14 18:18:35
0
radcontech
Anti-MAGA :
While you are buying g a house yuh will feel violated with the way they look into your business. It’s pretty disgusting.
2024-04-11 21:36:00
17
vandorengirl
Bri Davis :
And advice for someone who received money from a trust? Will the associated tax documents suffice as proof it’s not a loan or should we ask for a letter from the person handling the trust
2024-04-11 19:52:30
9
treefifeniner
AlphaBravoCharlie :
Trick: open up another checking account and only keep the house money in that account. No one has to know what you’re spending on
2024-04-14 23:15:38
12
kelley_morgan
Kelley Morgan :
My credit card got cancelled while my mortgage was being reviewed and they freaked out when I attempted to open another one lol. I don’t get it.
2024-06-07 21:22:53
1
amandah_please
Magdah :
How far back do they look?
2024-04-14 16:15:41
0
ajr_121506
Anna 🖤✌🏼 :
Letters of explanation for every single thing. Just let me live 😅
2024-04-14 01:03:53
4
mandapanda0823
Amanda :
We almost got denied over a few CENTS from a crypto transaction. Had to jump through hoops to contact the platform and get something with his name on it.
2024-06-21 17:38:52
0
theshrubbery
TheShrubbery :
It’s mostly due to the PATRIOT act requiring all funds to be sourced….
2024-04-11 20:00:38
4
tylerscott0413
Tyler :
It does feel a little over the top- we just closed on our house yesterday. 3 days before we closed we received our tax return, decent chunk, obviously a direct deposit from the IRS. Still got grilled
2024-04-13 17:57:59
6
mmay4586
Mandi6341 :
They're looking at the deposits not the withdrawals
2024-04-20 19:23:07
1
brianagardiner14
Briana Gardiner :
currently in underwriting. it's STRESSFUL
2024-04-14 19:45:17
4
racheller820
RachelleR820 :
Listen pay no attention to that $400 target bill okay! Sometimes target whispers to you you need that and it’ll look good in the new house
2024-05-16 17:46:43
1
minnesotagirl_gen_x
Minnesotagirl-Gen-X :
Just don't show them to my husband ok? 😂
2024-04-11 19:47:15
6
tripydevin
tripydevin :
I was told by my mortgage broker they are mostly interested in money laundering They can get huge fees
2024-04-28 15:30:38
1
abby_lynn118
Abby_lynn118 :
And this is why I will be getting a new bank account to make sure yall can’t see what I buy 🥲 🤣
2024-04-15 04:17:57
1
buffetthepizzaslayer
BuffetThePizzaSlayer :
Maybe we should hope banks to higher business practices as well
2024-06-20 02:06:07
1
natasiya.1
Natasiya :
Only three?
2024-05-28 10:21:08
0
mindsofallkindsot
Dakota :
had to do this for a lease for the first time this year and was stressed but this makes me feel better
2024-04-13 16:37:22
0
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