@beebray: menyibukkan diri untuk bisa lupa bahwasanya diri ini sangat kesepian #kesepian#pengendimengerti #sakithati #sendiri #vibesmalamhari #fypシ #storygalau #sadstory #storywa #menyibukkandiri #sibuk #putus #diamenyakitiku

bee&bray

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Sunday 14 April 2024 12:27:13 GMT

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omeprazole :

t tapi sesibuk apapun bisa"nya dia ttep nyempil di pikiran😭

2024-04-14 14:01:54

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SCORPIO 🦂♏ :

🤭🤭🤭

2024-11-27 14:48:36

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18 Agustus📍 :

😂😂😂

2025-01-04 16:51:29

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How do you know if you’re prepared for a recession? Well, first you follow @clobaremoneycoach so you already have a good idea. But the best way to ease your mind? Is to prepare and make a plan. So let’s talk about it! 1. Beef up that emergency fund. Have you been raw dogging life without an E-fund? Well, first step is to get that in place. 3-6 months of your emergency expenses in cash and stowed away in a HYSA. If you’re feeling nervous, maybe aim for the higher end of that range. 2. Take care of any expensive debt that’s hurting your cash flow. If you’re concerned about potentially losing your job or having decreased cash flow, you may want to prioritize paying off debt that is eating away at your monthly income. Prioritize the higher interest rate debt first. 3. Do a spending audit. Check out what your expenses have been over the last 3 months and see if there’s some extra fluff that could disappear in the event of an emergency OR if you need to start an E fund now. This always gives me peace of mind because it reminds me of how much I COULD cut if I really needed to. 4. Do not liquidate your investments. I know if you’re a beginning investor these times can be scary AF, but I promise you— unless you are right at retirement age and need to pull out some money for living expenses— studies have shown that usually? You’re better off staying invested even through a recession, rather than panic selling as things start to dip. 5. Come up with a “I lost my job plan”. If you think you’re even remotely at risk for losing your job, come up with a plan. Start sprucing up that resume, update your LinkedIn and come up with a “if I lose my job plan” that will include how long you could live off of your emergency fund, where you could bring in some extra income on the side while you’re hunting, and where you’d go first/who you’d contact to let your network know you’re looking. What other tips would you add? Ready to start getting your money right? Grab the free guide in my bio— it’s loaded with templates, worksheets, and free resources! #fintok #fintoks #finance #finance101 #personalfinance #moneytok #moneytoks #fintok🇨🇦 #InvestingEducation

How do you know if you’re prepared for a recession? Well, first you follow @clobaremoneycoach so you already have a good idea. But the best way to ease your mind? Is to prepare and make a plan. So let’s talk about it! 1. Beef up that emergency fund. Have you been raw dogging life without an E-fund? Well, first step is to get that in place. 3-6 months of your emergency expenses in cash and stowed away in a HYSA. If you’re feeling nervous, maybe aim for the higher end of that range. 2. Take care of any expensive debt that’s hurting your cash flow. If you’re concerned about potentially losing your job or having decreased cash flow, you may want to prioritize paying off debt that is eating away at your monthly income. Prioritize the higher interest rate debt first. 3. Do a spending audit. Check out what your expenses have been over the last 3 months and see if there’s some extra fluff that could disappear in the event of an emergency OR if you need to start an E fund now. This always gives me peace of mind because it reminds me of how much I COULD cut if I really needed to. 4. Do not liquidate your investments. I know if you’re a beginning investor these times can be scary AF, but I promise you— unless you are right at retirement age and need to pull out some money for living expenses— studies have shown that usually? You’re better off staying invested even through a recession, rather than panic selling as things start to dip. 5. Come up with a “I lost my job plan”. If you think you’re even remotely at risk for losing your job, come up with a plan. Start sprucing up that resume, update your LinkedIn and come up with a “if I lose my job plan” that will include how long you could live off of your emergency fund, where you could bring in some extra income on the side while you’re hunting, and where you’d go first/who you’d contact to let your network know you’re looking. What other tips would you add? Ready to start getting your money right? Grab the free guide in my bio— it’s loaded with templates, worksheets, and free resources! #fintok #fintoks #finance #finance101 #personalfinance #moneytok #moneytoks #fintok🇨🇦 #InvestingEducation

Fingiendo estar en una discoteca #estadosparawhatsapp

Fingiendo estar en una discoteca #estadosparawhatsapp

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