@harshxmoney: These 3 hacks allow me to save over 70% of all my income : 1) Only using my credit card when I can afford to pay it back immediately. This means I never treat my credit card as an emergency fund and don't end up spending money that I don't already have. 2) Buying things used. There are so many used things that are in perfect condition such as clothes, furniture, books etc. Instead of always looking for new things, have a browse through your local thrift or charity store. I've found some amazing things for over 70% off! 3) Not eating out or ordering food delivery. Eating out is expensive. Think about everything you are paying for apart from the food. You are paying for the ambience, service and more. These things add up. Additionally when you get your food delivered, you have to pay more on top of all of that. Cooking your own meals not only gives you more control over what you eat but also saves you lots of money in the long run. #money #saving #savingmoney #savings #moneyhacks #moneyhabits