@hermoneymastery: How to get out of debt You need to create a snowball or avalanche plan for your debt - this can help you literally shave years off your debt payoff. You also need to address your mindset - prioritize your future over present wants. ALSO make a commitment that you will NOT go back into debt once you pay it off (its more common than you think!) #budgetingtiktok #Budgeting #moneytok #debtfree #PersonalFinance
I need help...i maxed my card of 4500...and I cant pay it off because idk what to do. but I'm still confused how to make a plan
2025-05-30 00:18:23
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Travis B. Hartwell :
I paid off $50k of debt in two years. Listing them all out and not hiding from them was the essential first step.
2024-04-29 22:06:46
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💕Chyna✨|Lifestyle Creator| :
Currently I am doing the snowball method I like quick wins which the majority of my debt that seems smart but I am wondering if I should do the
2024-04-24 14:19:01
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Alicyn Benincasa Lin :
The first thing I’ve done is stop using my credit cards for purchases. The problem is I have been using that extra money to spend instead of paying off my debts. Snowball method is next on my list!
2024-04-25 01:56:13
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pinacolada3040 :
Is this all dependent on not using the credit cards for anything?
2024-04-24 15:34:06
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Vibes :
I love your advise and it’s helped me tremendously. I paid off 2 cards already.
2024-04-24 17:03:00
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Kimberly Hernandez :
I make a payment and then I use my card 😩
2024-04-26 00:06:35
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Katie :
another creator I follow talks about credit utilization rates, and combining that and snowball helps me see my debt go down. basically watching the balances go down even a little helps!
2024-04-24 16:33:37
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Peaceanlove3 :
would you also pay down debt and also save as well?
2024-04-25 12:57:39
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Brinaroundaworld :
Thanks for sharing this information.
2024-04-24 13:54:34
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chefengelaz :
I have just recently discovered your videos and I am so thankful for you. I am so tired of being stuck in this mindset I was brought up in keeping me in poverty. I feel so validated and inspired from
2024-04-25 16:09:08
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Tash :
Thank you! Are these videos on YouTube or your website?
2024-04-24 20:09:15
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Dachon Dean 🫶🏽 :
Would I include student loans?
2024-04-24 18:14:40
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K. Michelle :
I’ve been paying minimum payments on everything and thinking of how upset I am about my student loans and I recently decided to go for avalanche. Hoping for paying off loads of debt this year 🤞
2025-01-03 03:43:38
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Kris :
A question I have is, should the balance stay at 0? I don't want them to close out the account because it's not being used. Should a small balance be kept?
2024-04-27 22:13:14
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burner :
You’re absolutely right!! Listing debt, actually SEEING IT in front of you, is scary!! But, it was the best thing to make me grow up and knock it all out!! 🥰🥰
2024-04-26 21:55:13
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Marie’s Hideaway 🌺 :
I was finally debt free as of last month. Now I just need to build up my savings and emergency funds again.
2024-05-28 13:02:05
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Whitney B :
what if alll your debt is in collections
2024-05-04 02:47:52
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LaJahzeel :
Is it a good idea to pay one credit card with another one? Instead of just paying the minimum?
2024-05-05 23:01:31
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Ava Money Coach :
the snowball method seems so interesting
2025-02-27 07:42:37
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clara s. :
But what if your bills are just too much, you start paying off your debt but you have no money left to even get groceries 😭
2025-02-27 18:29:46
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lionheart_life_hacks :
Good idea. I have trouble saving money.
2025-08-01 20:21:32
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Ruth Rivera :
Do you have a tool to track your debt
2025-03-18 00:52:59
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