@shondamartin_: #onthisday DEBT VALIDATION LETTERS ARE VERY IMPORTANT!!!! Everyone needs to have one accesible. Collections can come oht of nowhere sometimes even by way of mistaken identity, this letter helps alleviate the sudden collections as you are forcing collection agencies to validate the account before it affects your credit!!!
You seriously are the most knowledgeable person I see about this credit stuff
2024-04-25 04:47:14
32
MsNia14 :
Wish I knew this sooner cause I’ve been sued and now wages being garnished 🤦🏽♀️
2024-04-24 15:42:03
6
Chee :
Is the road to 750 Facebook group still active?
2024-04-25 19:23:34
17
🌸🌸 :
so when they call you and ask you to verify your number etc what do you say?
2024-06-24 18:10:34
1
kayferg46 :
if you pay a collections before it hits your credit can it still be reported?
2024-04-24 15:43:15
3
Jaded Leo :
what to do with a charge off. my charge off is with a timeshare.
2024-04-25 02:43:41
3
AlwaysCoolin :
I need help!!! Applied to an apartment, paid admin & app fee. Got denied, a year later got a collections notice for the admin fee. Called credit card company, they said the app fee was collected but
2024-05-10 18:53:25
1
Jah :
How soon should after I pay off my collections do I write a letter to the bureaus for removal of delinquents???
2024-05-21 01:49:25
15
Just say Nique :
is this the same for medical debt ?
2024-04-24 15:42:45
2
Kay Cee🌸 :
What do you do when they don’t reach out to you and it ends up on your credit report? I never got anything prior.
2024-05-06 00:31:56
11
M y :
What if I didn’t get one
2024-04-28 04:45:10
7
Her🖤🕷 :
Do I have to submit a debt validation letter before I send in a factual dispute?
2024-06-08 01:35:56
5
Rikita Monroe :
What does the last line on the letter say?
2024-04-26 22:55:20
6
charlotte cabeza :
Do we really have to put the last 4 of our social like it has on your template?? I don’t want to give them any info of mine 🥺
2024-05-08 05:58:05
2
tantalizingtea :
So if it’s already on your credit, can you request a pay for delete?
2024-04-27 14:59:00
2
Jon13Xia :
Weird cause I have a lady fixing my credit and told me to sign the letters and add my I.d and a bill w my name on it. Who do I listen to? 😣
2024-04-29 19:31:53
2
Chloe💕🐾💗💜 :
I have a question, why after 3 years of moving an old address appeared on my credit report? Are they trying to say I owe them?
2024-05-19 21:27:53
2
Cipriana🤎 :
Any advice on student loans?
2024-04-29 22:20:26
2
iFixBadCredit💳 :
Facts
2024-05-02 12:30:58
1
Chee :
I have a debt from the bank on my credit report but the debt is sold to a collection agency but the agency appears to be out of business.. none of their contact info works anymore. Any advice?
2024-04-25 19:25:03
1
Ordaz :
😂😂😂
2024-04-24 15:28:37
13
keyona😩💞 :
hey can you please help me
2024-04-24 16:56:23
2
Que 🫶🏾 :
I ignored them
2024-04-30 10:06:14
2
Kay :
Can you help with those who have not responded in time. I have 14 days to respond to a final notice. Then they will send it to prelegal process. And I have to go to court.
2024-04-27 16:29:59
2
TaylorMADE :
With everyone sending debt validation letters, they just sue you now.
2024-04-28 20:52:55
3
Ms.Lady 🌈 :
So do you help with rebuilding credit
2024-05-06 15:06:49
1
thefuturemrssmith15 :
I send the letter what happens if they only send you one of the things you ask for😳
2024-05-05 14:27:24
1
sadé. 💚 :
What if it’s on the credit bureaus but not on my corelogic and CIC? 😩
2024-06-12 01:34:03
0
Shiftforwardlogistics :
What if it’s sent via email? Does the same rules apply?
2024-05-25 18:15:03
0
byrdman65 :
😎
2024-05-16 08:02:25
0
user7363718645445 :
🥰
2024-05-03 23:07:43
0
Rek ♊️ ♥️ :
More
2024-04-25 23:48:02
0
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