@westside.capital: Over 15 years ago I made a poor decision that probably cost my wife and I a couple hundred thousand dollars. Maybe even half a million. At the time I thought I made a smart decision by backing out of buying an apartment in Rosebery because I thought my wife and I couldn’t get a loan. With minimal savings, I thought there was no way we could buy a property without a significant deposit. Even if we got the loan, I wasn’t sure we could handle the repayments whilst juggling other debts. But the thing is, we actually could have! And it’d been probably easier than I thought! If we met a broker like me now, I could have shown my younger self and wife how to structure the loan with a guarantor to buy the property and stop paying rent. We could also debt consolidate to reduce cash flow and actually start saving. But nah, being a smart dumb ass, I rubbished the idea and I’m financially poorer for it. But my learnings are a blessing because it identified clearly what I now want to achieve as a mortgage broker for my clients. It’s not loans that we sell, it’s showing clients what they are capable of. It’s educating and informing you so you can be armed with the knowledge and confidence to make better decisions. We can help you debunk myths and work with you to find a solution using whatever cards you can bring to the table. Next time when you are about to make a major financial related decision, make sure you have the right support around you. You might be richer for it! ___________________________ Disclaimer: This is general advice and does not consider your objectives, situations or needs. You should consider if this advice is suitable for you and your circumstances. Please read any applicable PDS beforehand. . . . . #mortgage #mortgagetips #mortgageadvice #mortgages #interestrates #mortgagelender #mortgagebrokeraustralia #homeloanspecialist #homeloantips #sydney #finance #education
Tony | Mortgage Broker
Region: AU
Friday 26 April 2024 01:46:05 GMT
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