@luthfi_fizaki: @jeksdeni @Kancil_Abret

Luthfi Fizaki

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Monday 06 May 2024 02:45:26 GMT

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Cepi Kitink :

😎😎😎

2024-05-06 05:30:21

2

CMS :

😂😂😭😭😭

2024-05-06 05:20:19

1

neng wiwin :

😄😁

2024-05-06 04:30:11

1

yayank93 :

adh sakit nyahh😂😂😂😂

2024-05-25 07:48:28

0

eva agresip. :

bagi yang paham

2024-05-08 02:05:51

0

amoyy :

😂😂😂😂😂Aya Aya wae

2024-05-07 17:06:05

0

DENI BOYO PROJECT :

minta mentahanna coba..hee

2024-05-07 16:26:17

0

? :

wellken cilll.👍

2024-05-07 15:28:38

0

yanti🇸🇬 :

welll pokonmah 😂

2024-05-07 14:18:33

0

Dhidan :

Gokil pisan,,😂😂😂

2024-05-07 10:31:10

0

ujang hamid :

😂😂😂

2024-05-07 08:48:05

0

gatauusiapaaa :

かわいい小さなお酒のために🤣

2024-05-07 05:24:22

0

maskunkurniawan1 :

😂

2024-05-07 01:45:32

0

Bastian :

👍👍👍😁

2024-05-07 01:44:16

0

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#ต้องใช้แผนB ⚓️#โคบัมเบียโลจิสติกส์ #โสด

#ต้องใช้แผนB ⚓️#โคบัมเบียโลจิสติกส์ #โสด

Just eat🍽️#jeffreydahmer#dahmer#netflix#meat#viande#justeat#fyp#fypシ

Just eat🍽️#jeffreydahmer#dahmer#netflix#meat#viande#justeat#fyp#fypシ

IMPORTANT >>>>> There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up. But the data clearly shows today’s market is very different than it was before the housing crash in 2008. Rest assured, this isn’t a repeat of what happened back then. Here’s why. It’s Harder To Get a Loan Now It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one. As a result, lending institutions took on much greater risk in both the person and the mortgage products offered. That led to mass defaults, foreclosures, and falling prices. Things are different today as purchasers face increasingly higher standards from mortgage companies. Data from the Mortgage Bankers Association (MBA) show this difference. The lower the number, the harder it is to get a mortgage. The higher the number, the easier it is. While the pandemic caused unemployment to spike over the last couple of years, the jobless rate has already recovered back to pre-pandemic levels. Things were different during the Great Recession as a large number of people stayed unemployed for a much longer period of time. There were also too many homes for sale during the housing crisis (many of which were short sales and foreclosures), and that caused prices to fall dramatically. Today, there’s a shortage of inventory available overall, primarily due to years of underbuilding homes. The data from the National Association of Realtors (NAR) and the Federal Reserve to show how the months’ supply of homes available now compares to the crash. Today, unsold inventory sits at just a 2.6-months’ supply. There just isn’t enough inventory on the market for home prices to come crashing down like they did in 2008. That low inventory of homes for sale helped keep upward pressure on home prices over the course of the pandemic. As a result, homeowners today have near-record amounts of equity. Molly Boesel, Principal Economist at CoreLogic, explains: “Most homeowners are well positioned to weather a shallow recession. More than a decade of home price increases has given homeowners record amounts of equity, which protects them from foreclosure should they fall behind on their mortgage payments.” Read more at : https://www.keepingcurrentmatters.com/2023/05/09/why-todays-housing-market-is-not-about-to-crash/ And….. for the love… buy the house 📱 918.810.2471 #newconstructionspecialist #newconstructioncertified #newconstructionrealtor #upgradeyourhome #newconstruction #realtor #realtorlife #realestateagent #bringingfamilieshome #buyersagent #listingagent

IMPORTANT >>>>> There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up. But the data clearly shows today’s market is very different than it was before the housing crash in 2008. Rest assured, this isn’t a repeat of what happened back then. Here’s why. It’s Harder To Get a Loan Now It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one. As a result, lending institutions took on much greater risk in both the person and the mortgage products offered. That led to mass defaults, foreclosures, and falling prices. Things are different today as purchasers face increasingly higher standards from mortgage companies. Data from the Mortgage Bankers Association (MBA) show this difference. The lower the number, the harder it is to get a mortgage. The higher the number, the easier it is. While the pandemic caused unemployment to spike over the last couple of years, the jobless rate has already recovered back to pre-pandemic levels. Things were different during the Great Recession as a large number of people stayed unemployed for a much longer period of time. There were also too many homes for sale during the housing crisis (many of which were short sales and foreclosures), and that caused prices to fall dramatically. Today, there’s a shortage of inventory available overall, primarily due to years of underbuilding homes. The data from the National Association of Realtors (NAR) and the Federal Reserve to show how the months’ supply of homes available now compares to the crash. Today, unsold inventory sits at just a 2.6-months’ supply. There just isn’t enough inventory on the market for home prices to come crashing down like they did in 2008. That low inventory of homes for sale helped keep upward pressure on home prices over the course of the pandemic. As a result, homeowners today have near-record amounts of equity. Molly Boesel, Principal Economist at CoreLogic, explains: “Most homeowners are well positioned to weather a shallow recession. More than a decade of home price increases has given homeowners record amounts of equity, which protects them from foreclosure should they fall behind on their mortgage payments.” Read more at : https://www.keepingcurrentmatters.com/2023/05/09/why-todays-housing-market-is-not-about-to-crash/ And….. for the love… buy the house 📱 918.810.2471 #newconstructionspecialist #newconstructioncertified #newconstructionrealtor #upgradeyourhome #newconstruction #realtor #realtorlife #realestateagent #bringingfamilieshome #buyersagent #listingagent

Consistency is the key, trust the process! #biniaiah #Running #run #runningera #runtok #healthylifestyle #fyp #foryoupage #

Consistency is the key, trust the process! #biniaiah #Running #run #runningera #runtok #healthylifestyle #fyp #foryoupage #

#viral #explore #fyp #viralvideo #viralvideo🔥 #foryou #ሀዋሳ #capcut

#viral #explore #fyp #viralvideo #viralvideo🔥 #foryou #ሀዋሳ #capcut

5x30 dexter | ib :@icyfrvst / frank ❄️ cc , topaz : @ɦᥲᥣf #dexter#dextermorganedit#dextermorgan#lilawest#dexterandlila#5x30daily

5x30 dexter | ib :@icyfrvst / frank ❄️ cc , topaz : @ɦᥲᥣf #dexter#dextermorganedit#dextermorgan#lilawest#dexterandlila#5x30daily

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