@hermoneymastery: These 2 numbers are your starting point. Once you know these, you can actually make PLANS and start to make progress towards your goals. Total monthly expenses Total debt (high interest) It can be scary to face the reality of your situation, i know. But how will you ever improve the situation if you dont know where you really stand? Do this for future you. They deserve it. #budgetingtiktok #moneytok #moneytips #Budgeting #PersonalFinance