@creditcoachtiff: When a debt collector calls, never give them any information over the phone. You want to first do debt validation to make sure you are legally obligated to pay the debt. If you are not or the debt collector cannot provide evidence that you must repay this debt, must be removed from your credit report. “I will not give any information over the phone. Please send the information in writing to the address you already have on file. Please do not contact this number again or you are in violation of my rights under the fair debt. Collection practices act.” Visit my profile to get more information on credit repair resources for free. #CreditRepair #DebtFree #CreditScore #credit #collections #diycreditrepair #debtcollector #badcredit #goodcredit #CreditHelp
