@hermoneymastery: It all boils down to this… you have to create a gap between your expenses and income so you have money leftover to save, pay down debt, etc. Until you have that gap, youll struggle to keep up or get ahead. Make sure you learn how to manage your money and have goals/plans for that gap so you dont get right back into the same situation. #budgetingtiktok #moneytok #moneytips #budgeting #moneymindset