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@uyenpassdo: Dành cho mấy bà hay quay video sản phẩm nè, tui mới sử dụng thoi mà cũng ưng lắm, vô bio của tui để xem nhe mấy bà 🥰🥰🥰 #denled #denledmini #unboxing #review #xuhuong #xh

♡ Uyên Pass Đồ
♡ Uyên Pass Đồ
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Region: VN
Friday 24 May 2024 15:22:36 GMT
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jadoouwii
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2024-06-23 10:29:58
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Most people leave their emergency fund in a basic checking or savings account making almost zero percent. Meanwhile inflation is running at 4% which means in 3 years you’ve lost 12% of your buying power. Here’s how to fix it. The 2 accounts your emergency fund should always live in: Option 1 Axos High Yield Savings 4.66% APY. No minimum deposit. No monthly fees. No direct deposit required. Free ATM card. FDIC insured. Cap is $25,000. Best for emergency funds under $25K. Transfer to your checking anytime you need to spend. Option 2 Fidelity SPAXX Money Market 3.28% APY. No cap. No limit. No minimum. Fully liquid. Best for larger balances or if you’re already at Fidelity. Transfer to your bank anytime you need to spend. BONUS If you have a job with direct deposit: Axos ONE pays 4.21% APY with no cap up to $250,000. Just requires $1,500 monthly direct deposit. Best option if your emergency fund is over $25K. The rule for all three is the same keep as much in there as possible and transfer to checking only when you need to spend. Your money should never be sitting still. Your emergency fund should cover at least 18 months of expenses. Never let it die in a basic checking account. ⚠️ This is financial education only not financial advice. This is just me educating my son on what we personally do. Not sponsored. I will never DM you asking for money or offering investments. Always do your own research. #EmergencyFund #HighYieldSavings #moneyeducation
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