@_arabic_girls_567: #_arabic_girls_567

🔥𝑨𝒓𝒃𝒊𝒄乂ℋℴ𝓉 𝐆𝐢𝐫𝐥𝐬✯
🔥𝑨𝒓𝒃𝒊𝒄乂ℋℴ𝓉 𝐆𝐢𝐫𝐥𝐬✯
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Region: PK
Tuesday 28 May 2024 11:45:29 GMT
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ubaid.khan9922
Ubaid Khan :
wow🥰🥰😝😝
2024-07-21 10:04:47
0
biscuitlig
studio Gamojjii :
I love you 💖💖 I am from Ethiopia boy My work best Arlington
2024-05-28 21:14:51
0
shahidalibaoch
❤️ شاہد علی❤️ :
🌹🌹🌹
2024-07-28 16:19:54
0
naveedbahgri
Naveed Bahgri :
🥰🥰🥰
2024-06-05 10:56:21
0
sarbaz..ff..7..7
Sarbaz. ff. 7. 7. f. f :
🥰🥰🥰
2024-06-01 04:36:32
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gm_gm_125
hotman :
🔥🔥🔥🔥🔥🔥🔥🔥🔥
2024-05-29 04:26:34
0
gm_gm_125
hotman :
❤️❤️❤️❤️❤️❤️
2024-05-29 04:26:36
0
gm_gm_125
hotman :
🥰🥰🥰🥰🥰
2024-05-29 04:26:38
0
gm_gm_125
hotman :
🔥🔥🔥🔥🔥
2024-05-29 03:52:26
0
mujeeburahman414
mvjib khan :
👍👍👍
2024-05-28 19:17:35
0
magomedov_200690
Мага :
👍👍👍
2024-05-28 13:18:33
0
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You must know these👇🏻✨ 1. Pay yourself first. As soon as you get paid, put money into savings. Automating this is even better. 2. Keep a 6-month emergency fund. If you have multiple streams of income, you can go as low as 3 months. If starting out on your own, you could need as much as 12 months. 3. Budget using the 50/30/20 rule.    • 50% for needs    • 30% for wants    • 20% towards saving/investing      This is the bare minimum! 4. Divide your bonus into thirds:    • 1/3 for fun    • 1/3 for retirement    • 1/3 for debt paydown (add to retirement if only low-interest debt) 5. Put all, or a large percentage, of your raises into saving and investing. This helps avoid lifestyle inflation and moves up your retirement date. 6. Avoid high-interest debt. If you have it, use the avalanche or snowball method to pay it off (google them). 7. Always take an employer 401k match. Many employers will match a percentage of your paycheck. This money is getting an immediate 100% return. If you turn this down, it's the same as turning down a raise. 8. Your home payment (mortgage, interest, insurance) should cost less than 25% of your monthly income. 9. When buying a car, use the 20/4/10 Rule if you have to.    • 20% down    • 4-year loan    • <10% of your monthly income      I still prefer to buy older vehicles with cash, but each to their own. 10. You should save at least 15% of your income for retirement. 11. Your age subtracted from 100 represents the percentage of stocks you should have in your portfolio. Some are now using the number 120. 12. The stock market has a long-term average return of 10%. To calculate your returns, it's common to use 8% to capture the effect of inflation. 13. Always review and adjust your budget regularly to reflect changes in income or expenses. 14. Invest in yourself through continuous education and skills development. 15. Surround yourself with financially savvy people to help inspire and motivate your financial journey. Save for later 🥂✨ 👉🏼 Follow + Click 🔗 in bio for your Content Creation Mastery Guide. Disclaimer: I do not own the video above. #girlboss #entrepreneur #mindset #millionaire #motivation
You must know these👇🏻✨ 1. Pay yourself first. As soon as you get paid, put money into savings. Automating this is even better. 2. Keep a 6-month emergency fund. If you have multiple streams of income, you can go as low as 3 months. If starting out on your own, you could need as much as 12 months. 3. Budget using the 50/30/20 rule. • 50% for needs • 30% for wants • 20% towards saving/investing This is the bare minimum! 4. Divide your bonus into thirds: • 1/3 for fun • 1/3 for retirement • 1/3 for debt paydown (add to retirement if only low-interest debt) 5. Put all, or a large percentage, of your raises into saving and investing. This helps avoid lifestyle inflation and moves up your retirement date. 6. Avoid high-interest debt. If you have it, use the avalanche or snowball method to pay it off (google them). 7. Always take an employer 401k match. Many employers will match a percentage of your paycheck. This money is getting an immediate 100% return. If you turn this down, it's the same as turning down a raise. 8. Your home payment (mortgage, interest, insurance) should cost less than 25% of your monthly income. 9. When buying a car, use the 20/4/10 Rule if you have to. • 20% down • 4-year loan • <10% of your monthly income I still prefer to buy older vehicles with cash, but each to their own. 10. You should save at least 15% of your income for retirement. 11. Your age subtracted from 100 represents the percentage of stocks you should have in your portfolio. Some are now using the number 120. 12. The stock market has a long-term average return of 10%. To calculate your returns, it's common to use 8% to capture the effect of inflation. 13. Always review and adjust your budget regularly to reflect changes in income or expenses. 14. Invest in yourself through continuous education and skills development. 15. Surround yourself with financially savvy people to help inspire and motivate your financial journey. Save for later 🥂✨ 👉🏼 Follow + Click 🔗 in bio for your Content Creation Mastery Guide. Disclaimer: I do not own the video above. #girlboss #entrepreneur #mindset #millionaire #motivation

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