Rachel Cruze
Region: US
Friday 31 May 2024 15:20:57 GMT
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Drewzilla :
The downside is you have to enroll in a HDHP. Which means you’re basically gambling with your health.
2024-06-01 05:01:03
86
Woods :
You gotta have an employer who offers an HSA, right? Or can you get one on your own?
2024-05-31 17:38:26
22
dawnporter383 :
ours expires at the end of the year
2024-05-31 20:08:45
82
Kyle Cauble :
I'm so terrified to have a HDHP though....
2024-06-02 23:02:25
11
djhaba112 :
And there’s no time limit on submitting qualified medical expenses for reimbursement. You can save up those receipts for 30 years, submit them, and get all of that money out of your HSA tax-free.
2024-05-31 17:07:29
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dyrcfvxat44a :
So what I do is?I put my medical expenses on my credit card.So I get the points and then I would draw the money from my h.S a to pay it off and then I get the tax savings to
2024-06-01 13:41:16
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Shannon Ceballos :
So are you not using the money in your hsa for medical expenses through the year?
2024-06-01 13:19:19
8
Shauna K Heil :
Ours expires every year and you can only roll over 500$: losing everything else you didn’t spend.
2024-06-01 00:26:36
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MSE :
But you can only put in so much and we end up needing most of it every year
2024-05-31 23:08:39
127
Daniel Mills :
My bank is paying less than a half a percent on my HSA balance. is there any way to improve that? can I shop around for HSA account and transfer balances?
2024-06-06 04:22:43
10
d0m1ng0 :
except you have to be on a high deductible plan so they milk you even more than normal insurance does
2024-06-01 01:53:41
17
PaulaD :
I do this. I keep a folder with all my medical expenses I paid out of pocket so I can withdraw tax free in the future.
2024-05-31 18:37:59
30
Beth Milner Realtor :
I thought you had to spend all the money you put in an HSA by the end of the year?
2024-05-31 17:13:44
14
remlap901 :
You’re making it sound as if the HSA has to be spent by 65 or withdrawals become taxable. There are still medical expenses after 65 that can be paid tax free.
2024-05-31 19:06:16
16
Jasonski :
And with an HSA, don’t pay your medical expenses with the debit card. Use your credit card to get points and then reimburse yourself to pay the credit card.
2024-05-31 19:19:24
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Stephanie :
Love our HSA. We also get $1200 for free in it if we sign up for it from my husband’s company
2024-06-01 01:33:05
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Points Travel Buddy :
That's whats going to pay for my health insurance from 50-65. Maxing it out and investing it over the next 20 years. Hopefully will have 300k or so by then.
2024-06-01 12:20:00
10
Samwow :
If you do this, make sure to invest your HSA balance via the bank that holds your HSA account. If you don't invest it, it will not compound.
2024-05-31 19:01:13
14
Tre :
My option option with my employer is an FSA. I’d love to have an HSA option.
2024-06-01 16:29:02
13
Tango Charlie :
My company foots $3,000 anually if I chose 6k deductible which I do- its like legal money laundering😆
2024-06-01 13:19:54
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Danno :
I absolutely do this
2024-05-31 16:35:17
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LindyLin :
I can’t choose HSA because the type of insurance I have doesn’t allow it. But that’s chosen cuz I actually have a lot of medical expenses
2024-06-01 00:51:24
5
Filazafer :
We have to use our full amount every year soooooo….
2024-06-01 01:39:48
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Clint :
Wait, how does an HSA grow?
2024-05-31 17:32:04
1
🌙🌿B!T€Hgoddess🌎⚡️ :
But you are limited to what you can put in. I max it out and it’s still never enough.
2024-05-31 22:11:11
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