George Kamel
Region: US
Monday 24 June 2024 14:23:14 GMT
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Alex sims :
If you pay them off every month you don’t pay any interest, and you get benefits
2024-06-24 15:58:32
455
Phoebe Miller :
Use the cards, pay them in full every month.
2024-06-24 14:50:55
671
Luke Groundrunner :
If you use a credit card correctly you literally make money with cash back, miles, etc
2024-06-24 16:31:00
130
jackie :
The problem isn’t credit cards. It’s people spending money they don’t have.
2024-06-24 16:40:06
206
Korie Sessions :
Why do they always hear credit cards and assume we’re in debt. Credit cards are useful
2024-06-24 14:40:39
25
TimmyTightLips :
Credit cards are great as long as you maintain a zero balance and don’t get charged interest. Rewards and fraud protection are awesome!
2024-06-24 16:05:13
55
JesusFreak320 :
I have like 8 credit cards and have never paid a dime in interest, but I have made thousands in cash back awards.
2024-06-24 17:51:06
21
Javiously01 :
So what I’ve gathered… it’s not that credit cards are an issue… it’s people not controlling their spending.. my family and I have 4 cc’s with over $60k in limits… we spend everything on them… and everything is paid off every month… my Amex cards just paid for a business class trip for my wife and myself to France for 2 weeks… so no I don’t agree lol… debit card gives me no benefits… and I risk my money being accessed whenever I swipe that card vs my cc’s who have protections and will handle that every time
2024-06-24 15:59:11
5
𝕃𝕠𝕣𝕪 𝔾𝕒𝕘𝕟𝕖́ :
Rewards credit card are the way to go if you’re able to clear it monthly
2024-06-24 15:09:20
81
randy-D85 :
It’s easy to say when you’re already rich and not struggling with or without CC
2024-06-24 14:38:08
7
Billy :
Is the fresh air in the room with us?
2024-06-24 16:56:30
25
user1245XYZ :
Between my 3 credit cards. I have a spending a limit of 90k and always have a 0 bal at the end of the month. I do it to get Cash back on things I was already going to buy.
2024-06-24 16:18:19
4
Research B4 U Reply :
that's literally his advice every time. why is that a breath of fresh air?
2024-06-26 03:01:21
3
Glorious Maximus :
Hey George, I totally agree with cutting up those credit cards! I used to be a huge fan of them too, always paying them off but somehow always increasing my limit - $1000, $3000, $5000, $7000! It’s so easy to spend more just because you have the limit. Now I stick to debit cards only. Thanks for the advice!
2024-06-24 14:34:23
6
Kittswife :
We use our credit cards and we pay them off in full every month. We never carry a balance. I have an 850 credit score. I am not cutting up my credit cards.
2024-06-24 21:47:32
2
T :
Counterpoint: never spend your own money if you don’t have to. Bank won’t fight fraud on your debit card much, but they’ll fight tooth and nail to get their own $$$ back for your credit card.
2024-06-24 19:00:55
3
Wester :
If you pay in full each much then everything they said was wrong…
2024-06-24 21:51:40
10
Total Matrix :
But what about when id need to go buy a house and trying to get a loan with no real credit line?
2024-06-25 05:02:51
3
123cbwife :
How to be wealthy, have really rich parents.
2024-06-24 15:22:06
7
TJ MARINAN :
People with credit cards isn’t the problem, financial literacy is the problem. I got 40K in Credit limit, but I only use 1K a month for expenses like gas, and while doing this I make cash back
2024-07-12 06:07:56
0
Prod Magic :
Cmon now mark, love u, but a lot of ppl need them to build credit. Pay off ur credit card in full every month and you sre better off than paying from ur debit. Didnt even mention cashback!
2024-06-25 00:06:34
18
Alex Fuentes3507 :
Or you just pay it off every month. We have 2. A business card and a personal. Both get payed off completely every month. Travel all over with the airline points. I was going to spend the money
2024-07-11 20:23:08
3
Jason Stuempges :
Use your cards on gas and groceries and pay them off every month. We know we won’t get rich with points, but it’s nice to have an extra $200 or so.
2024-06-24 17:32:08
15
Moi and me :
But how do you build credit ?
2024-06-24 23:40:16
9
datboirene :
That debatable . If you dont abuse it
2024-06-24 23:51:35
8
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