@financialbf: Here we go again, right? This time, I feel like I’ve learned all the financial lessons I can. 😂😂😂 my main goal is to lower the utilization of my credit cards. This is really two goals in one because they affect my credit, too. Credit utilization makes up 35% of your score. Having high usage on your cards can keep your score low and stagnant. Hence, me focusing on paying down the cards. The second is to have at least 5k in savings, which is very doable. I did it in 100 days. I’m sure I can do it in 6 months. What are some of your financial goals?
