@darsbudol: umpisahan mo ng mag-ipon habang maaga pa para kung sakali may mahuhugot ka kung kinakailangan. #iponchallenge #savingsenvelope #savingschallenge #moneyenvelopes #100iponchallenge #iponbooklet #savingsbooklet #savingstips #howtosavemoney #savingsbinder #savingsbookletwithlock #100kiponchallenge #budgetbook