Paige Sparks
Region: US
Thursday 25 July 2024 01:10:43 GMT
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Mystery bagel :
jg wentworth lead me to believe. i’d have many structured settlements in my life. never had a single one
2024-07-25 06:28:22
2851
MicheleB :
Didn’t realize that! So basically they’re a payday loan company but on a larger scale!!
2024-07-25 01:34:14
1548
Jeremiah Benton :
Honestly 20% seems like a hell of a deal.
2024-07-25 04:38:13
640
DisplacedTexan :
Is JG Wentworth supposed to lose money and just do a one to one trade? They are taking the risk…as we’ve seen money ten years from now is not worth the same amount as today. Nothing wrong here.
2024-07-25 16:26:43
470
Your aborted fetus :
How do people not realize this? How do you think JG Wentworth makes money? Do you think they give you a million up front just to get paid back 1 million over 10years??!?!? 😂
2024-07-25 04:38:08
930
Matt :
In the case of $1 million if you take the discount rate of, say, $800k and invest that in the stock market you’d get back to $1 million in value in under 4 years on average, doesn’t seem that absurd
2024-07-25 02:19:29
177
MikeKP :
all I learned is that they charge way less than I thought they did
2024-07-25 14:47:04
196
SJI2A :
I get what you’re saying and agree that it’s not the best idea but losing 20 percent to vs waiting 30 years isn’t terrible.
2024-07-25 10:12:01
35
Brian :
Wait…aren’t lawyers fees/court costs and whatever else usually upwards to 40% of a settlement and deducted before the payment is made? If so, maybe saved money skipping the lawyers in his pocket.
2024-07-25 16:12:44
5
ʙᴇᴀʀꜱ_ʙᴇᴀᴛꜱ_ʙꜱɢ :
I've been singing this song my whole life and just learned what a structured settlement is.
2024-07-25 11:37:40
179
Omnibar :
How else could this possibly work?!?
2024-07-25 12:40:48
137
kristinekreations :
I mean, it's like the cash trade off if you win the lottery. that's the price of getting a big lump sum of cash
2024-07-25 03:46:46
194
Void_Noise :
Were people under the impression JG Wentworth was a nonprofit?
2024-07-25 22:31:22
199
Steve Rudemyer :
So if I’m getting 1k/month for 30yrs, that’s $360k, you walk away w/288k upfront. Not a bad deal at all.
2024-07-25 12:11:48
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Reynoldswrap19 :
Preach! Work for an annuity company. We can’t tell them not to so we painfully watch people do this all the time
2024-07-25 16:26:25
3
Evangelikus Disaster :
always take up front and invest in ways that the roi is more than inflation. plz. everyone.
2024-07-25 01:40:15
36
Elizabeth Millar :
yea but if you get it all up front and put it in an index fund it doubles every 7 years (ish)
2024-07-25 01:32:59
28
Buck Thirty :
Worked with a guy, he sold his structured settlement, he got 40% of what he would have gotten. But, he needed money for his lawyer. 40% is better than 15 years in the pen.
2024-07-25 04:10:03
49
Scrooge :
So what’s the problem?
2024-07-25 12:37:13
15
cottoncandysandy :
if the individual that has the structured settlement passes before the full amount is paid out does that absolve the payer from paying in full?
2024-07-25 01:21:33
7
Chiara Cirulli :
Working in PI we used to get so frustrated when clients would get pre-settlement loans. 😅
2024-07-25 14:01:30
3
Thwink :
My friends grandfather did that. Little did anyone know (not even his family) was that he had the beginning stages of liver failure so he actually was able to get away with more $ bc he 💀
2024-07-25 03:07:52
39
mrozekma :
Next up, a Tiktok about how if you get a mortgage the bank actually charges you more than the cost of the house
2024-09-05 02:16:50
0
Seth DeSplinter20 :
Reminds me of a lump some for the lottery
2024-07-25 01:41:49
23
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