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@magla_dresses: تنفيذنا وتصويرنا الشخصي ✨ اسمه في الموقع فستان كوثر رقمه في الموقع WA0918 #فساتين_ماقلا
فساتين ماقلا
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Region: SA
Sunday 28 July 2024 00:25:21 GMT
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الشامخة :
بكم
2024-08-13 04:27:34
0
غموض العنزي🇸🇦 :
وووهههه فستان دلع🫦💞
2024-07-28 00:48:12
0
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Read this for our opinion👇 This couple is doing such a great job balancing their finances with supporting family 👏 In fact, they save (& invest) about 20% of their income which is very impressive 🤩 Their current priority is saving for a house 🏠 Hopefully they do this in a Lifetime ISA, so that they can get the 25% gov bonus (make sure to do your research) 💷 My only mention is around workplace pensions 💼 This info is not in the video, but they currently contribute 3% and 4% of their pre-tax salaries respectively to their workplace pensions 💡 They mentioned that they haven’t previously looked at their pensions and don’t know if their employers offer a contribution match 🤔 So I get the impression that they were auto-enrolled into their workplace pension and contributing the minimum level 🗂️ Upping their pension contributions is not only a tax efficient way to save ✅ But if their employers offer a match, then that is effectively part of their compensation 🙌 So I would encourage them not to leave money on the table - ask HR if a match is offered and if so, consider taking advantage of it ⚠️ Bear in mind that increasing your pension contributions will lower your take home pay, but that money is still yours (+ the extra money from your employer!), albeit locked away until you’re ~60 👵🏼 But this doesn’t take away from the great approach to money and finance that this young couple seems to have 🧡 We’re extremely grateful for these submissions, which is why we will be monitoring comments carefully and removing any blunt or disrespectful comments 😇 Please remember that a lot of things that you’d say in a comment you wouldn’t say to a person to their face - you are talking to and about REAL PEOPLE here 🙏 —— Not financial advice. Investing carries risk. Always do your own research or consult a financial advisor.
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