@theeditgroupsdnbhd: Penting 📣 Big expenses Buka Sekolah & Raya 2025, makin terasa! Start planning cash flow gaji untuk 2 ini ya ✨ Kira keperluan anda, check budget bulanan & past perfomance raya/BTS camna gaya spending kita. Adjust amaun accordingly. SF = sinking fund = tabung #budgetplanner #savings #finance #financialfreedom #kewangan #budgeting